Business Credit Analyst - In-Office (Lake Charles)

First-Federal-Bank-of-Louisiana; Lake Charles (LA); Sur place; USD 55 000 - 75 000; Plein temps

Résumé du poste

First Federal Bank of Louisiana in Lake Charles, LA seeks a Credit Analyst to support business banking lenders, analyze financial information and prepare reports for loan decisions. This in-person role requires a bachelor’s degree in accounting, finance, or business.

You will accompany officers on client calls, review credit files annually, and assist with loan committee presentations. Equal Opportunity Employer.

Qualifications

• Bachelor’s degree from a four-year college or university, preferably in accounting, business or finance.
• A minimum of one (1) year related experience and/or training in analyzing financial information and making industry evaluations.

Responsabilités

• Develops credit information for use by lending officers or committees in making credit decisions on new, renewal, and extension loans.
• Reviews all pertinent credit and financial information including bank files, credit reporting services, and financial institutions.
• Prepares spreadsheets and related financial information.
• Prepares summary reports, presents facts and offers opinions concerning credit worthiness to loan officers and/or committees.
• Assists lenders/loan officers in preparation of loan application package for loan committee presentations.
• Periodically, but no less than annually, reviews credit files to ensure information is current and reports any difficulties to the loan officers; monitors credit files to assure current financial statements and other pertinent items are available.
• Performs annual reviews on specified business customers whose outstanding loan balances exceed defined aggregate debt thresholds; prepares comparative analysis report for file documentation; determines loan classification ratings.
• Compliance training is assigned to all Bank personnel based on their position with the bank.

Connaissances

Credit analysis

Financial analysis

Formation

Bachelor's degree in accounting, finance, or business

Description du poste

First Federal Bank of Louisiana in Lake Charles, LA seeks a Credit Analyst to support business banking lenders, analyze financial information and prepare reports for loan decisions. This in-person role requires a bachelor’s degree in accounting, finance, or business.

You will accompany officers on client calls, review credit files annually, and assist with loan committee presentations. Equal Opportunity Employer.