Business Banking Scored Underwriter II

Huntington National Bank; Columbus (OH); Hybrid; USD 70,000 - 95,000; Full time

Job summary

Huntington National Bank in Columbus, OH seeks an experienced Underwriter to assess creditworthiness for Business Banking loans, ensure policy compliance, and review financials. You will serve as a liaison to internal customers to resolve lending issues and maintain knowledge of lending standards.

The role involves underwriting loans up to $500,000, advising on structure and terms, and documenting decisions with conditions to close.

Qualifications

• Bachelor’s degree in Finance, Accounting or Business.
• 3–5 years of underwriting or analyzing business/commercial clients in banking.
• Strong analytical and communication skills for documenting transactions.
• Proficient in Microsoft Office applications.

Responsibilities

• Underwrite and approve Business Banking loans up to $500,000.
• Review and analyze application data and customer financials.
• Advise Business Bankers, Branch Managers and specialists on structure and terms.
• Document loan decisions clearly, including conditions to close.

Skills

Analytical skills

Customer service

Interpersonal skills

Concise writing

Education

Bachelor’s degree in Finance, Accounting or Business

Tools

Microsoft Office Suite (Excel, PowerPoint, Word)

Job description

Description

Summary:

Responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.Reviews all financial information to make credit decisions.Acts as a liaison to internal customers to resolve business lending issues.Maintains knowledge of lending policy and compliance standards.Works with loans of moderate credit exposure and complexity.

Duties and Responsibilities:

• Independently underwrites and approves Business Banking loans up to $500,000. Reviews and analyzes application data and financial information received from customers.
• Provides advice to Business Bankers, Branch Managers and Business Banking Specialists on structure and terms.
• Interacts with Lenders to understand the credit request; obtain information and communicate credit decisions.
• Clearly documents the detail and requirements of loan decisions, including conditions to close.

Basic Qualifications

• Bachelor’s degree in Finance, Accounting or Business
• 3-5 years of experience underwriting or analyzing business or commercial clients in a banking environment.

Preferred Qualifications:

• Microsoft Office Suites (excel, pp, word)
• Excellent analytical skills along with the ability to write in a concise, logical manner to clearly document transactions risks and mitigants.
• Customer service focus and good interpersonal skills are critical to be successful in this position along with a desire to work in a fast-paced environment.
• Experience working in financial sales environment preferred.
• 3-5 years of experience underwriting or analyzing business or commercial clients in a banking environment, may be suitable if Bachelors Degree in related fields above isnot present.

Exempt Status: (Yes= not eligible for overtime pay) ( No = eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington’s Career Web Site for more details.