Business Banking Scored Underwriter II

Huntington Bancshares, Inc.; Columbus (OH); On-site; USD 80,000 - 105,000; Full time

Job summary

Huntington Bancshares, Inc. is seeking a Business Banking Underwriter to assess loan applications and determine credit worthiness in alignment with lending policy. You will review financial data, liaise with internal customers to resolve issues, and maintain knowledge of policy and compliance standards.

The role handles loans of moderate exposure and complexity. Key duties include underwriting and approving loans up to $500,000, analyzing data and advising bankers on terms, and documenting

Qualifications

• Bachelor's degree in Finance, Accounting or Business.
• 3-5 years of experience underwriting or analyzing business or commercial clients in a banking environment.
• Strong analytical and documentation skills.

Responsibilities

• Independently underwrites and approves Business Banking loans up to $500,000.
• Reviews and analyzes application data and financial information.
• Provides advice to Business Bankers, Branch Managers and Business Banking Specialists on structure and terms.
• Interacts with Lenders to understand the credit request; obtain information and communicate credit decisions.
• Clearly documents the detail and requirements of loan decisions, including conditions to close.

Skills

Underwriting

Credit analysis

Financial analysis

Communication

Interpersonal skills

Customer service

Education

Bachelor's degree in Finance/Accounting/Business

Tools

Microsoft Excel

Microsoft PowerPoint

Microsoft Word

Job description

Summary

Responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.Reviews all financial information to make credit decisions.Acts as a liaison to internal customers to resolve business lending issues.Maintains knowledge of lending policy and compliance standards.Works with loans of moderate credit exposure and complexity.

Duties and Responsibilities

• Independently underwrites and approves Business Banking loans up to $500,000. Reviews and analyzes application data and financial information received from customers.


• Provides advice to Business Bankers, Branch Managers and Business Banking Specialists on structure and terms.


• Interacts with Lenders to understand the credit request; obtain information and communicate credit decisions.


• Clearly documents the detail and requirements of loan decisions, including conditions to close.

Basic Qualifications

• Bachelor's degree in Finance, Accounting or Business


• 3-5 years of experience underwriting or analyzing business or commercial clients in a banking environment.

Preferred Qualifications

• Microsoft Office Suites (excel, pp, word)


• Excellent analytical skills along with the ability to write in a concise, logical manner to clearly document transactions risks and mitigants.


• Customer service focus and good interpersonal skills are critical to be successful in this position along with a desire to work in a fast-paced environment.


• Experience working in financial sales environment preferred.


• 3-5 years of experience underwriting or analyzing business or commercial clients in a banking environment, may be suitable if Bachelors Degree in related fields above isnot present.

Exempt Status

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.