Business Banking Relationship Manager 1

US Bank; Medina (OH); Presencial; USD 90 000 - 120 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Healthcare (medical, dental, vision)

401(k) employer-funded retirement plan

Paid vacation

Up to 11 paid holidays

Adoption assistance

Sick and Safe Leave

Resumo da oferta

U.S. Bank is seeking a Business Banking Relationship Manager to help our business clients achieve their financial goals. You will engage in proactive business development, manage client relationships, and deliver tailored financial solutions across deposits, lending, treasury, and payment services.

You will work with internal partners to ensure strong credit quality, renewals, and ongoing client support, while building a broad COI network to drive referrals and growth.

Qualificações

• Bachelor's degree, or equivalent work experience.
• Three to four years of relevant experience.

Responsabilidades

• Business development, active prospecting, and self-sourcing business opportunities.
• Develop, grow, and manage new and existing business client relationships.
• Build and maintain Centers of Influence (COI) networks to generate referrals and new business opportunities.
• Deliver financial expertise and client-focused solutions that create long-term, trusted relationships.
• Assess clients' banking needs and provide tailored recommendations based on their goals and objectives.
• Educate clients on available deposit, lending, treasury management, payment, and other banking solutions.
• Proactively manage an assigned portfolio by maintaining strong credit quality and overseeing renewals, annual reviews, and ongoing client needs.
• Obtain credit approval within assigned lending limits and recommend appropriate credit structures.
• Partner with Treasury Management, Merchant Services, Business Banking Credit Card, and other internal teams to deliver comprehensive financial solutions.
• Make referrals to additional business lines and specialists as appropriate to meet client needs.

Conhecimentos

Relationship management

Business development

Analytical skills

Credit analysis

Cash flow management

Bank products knowledge

Communication skills

Business acumen

Formação académica

Bachelor's degree

Descrição da oferta de emprego

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Business Banking Relationship Managers play a pivotal role in helping our business clients achieve their financial goals. They do this by approaching each and every day with a single purpose - to do the right thing by our business clients to help them achieve their vision for success and the lives they want to lead. They have access to an expansive set of products and solutions to better serve our business clients today and into the future.

Key Responsibilities

• Business development, active prospecting, and self-sourcing business opportunities.
• Develop, grow, and manage new and existing business client relationships.
• Build and maintain Centers of Influence (COI) networks to generate referrals and new business opportunities.
• Deliver financial expertise and client-focused solutions that create long-term, trusted relationships.
• Assess clients' banking needs and provide tailored recommendations based on their goals and objectives.
• Educate clients on available deposit, lending, treasury management, payment, and other banking solutions.
• Proactively manage an assigned portfolio by maintaining strong credit quality and overseeing renewals, annual reviews, and ongoing client needs.
• Obtain credit approval within assigned lending limits and recommend appropriate credit structures.
• Partner with Treasury Management, Merchant Services, Business Banking Credit Card, and other internal teams to deliver comprehensive financial solutions.
• Make referrals to additional business lines and specialists as appropriate to meet client needs.

Basic Qualifications

• Bachelor's degree, or equivalent work experience
• Three to four years of relevant experience

Preferred Skills/Experience

• Strong relationship management and business development abilities
• Well-developed analytical and problem-solving skills
• Basic knowledge of credit administration, analysis, and credit policy/procedure
• Knowledge of cash flow management and business credit underwriting with commercial credit training preferred
• Demonstrated understanding of basic financial accounting and analysis
• Some knowledge of bank products and services that results in successfully identifying appropriate opportunities to sell the bank's products
• Ability to work effectively with individuals and groups across the company to manage customer relationships
• Excellent presentation, verbal and written communication skills
• Demonstrated business acumen with knowledge of diverse types of businesses, industries, markets, financial and economic concepts

Location

If not meeting with clients, this role requires working from a U.S. Bank location three (3) or more days per week.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may diff