Business Banking Relationship Manager 1

US Bank; Hamilton (OH); Hybride; USD 70 000 - 110 000; Plein temps

Avantages offerts par ce poste

Healthcare benefits

401(k) plan

Paid vacation

Résumé du poste

U.S. Bank is seeking a Business Banking Relationship Manager in Ohio to develop and manage a portfolio of business clients.

You will build referral networks, provide tailored financial solutions, and coordinate with treasury, credit, and operations teams to meet client goals. The role requires a Bachelor's degree and 3–4 years of relevant experience, with a focus on relationship management, underwriting basics, and innovative client service.

Qualifications

• Bachelor's degree or equivalent work experience.
• 3–4 years of relevant experience.
• Experience in banking or financial services preferred.

Responsabilités

• Develop, grow, and manage new and existing business client relationships.
• Prospect and source new business opportunities.
• Build Centers of Influence networks to generate referrals.
• Deliver financial solutions to create long-term client relationships.
• Assess clients' banking needs and provide tailored recommendations.
• Educate clients on deposit, lending, treasury management, and other banking solutions.
• Manage portfolio quality with renewals and annual reviews.
• Coordinate with internal teams to deliver comprehensive financial solutions.
• Make referrals to other bank lines as appropriate.

Connaissances

Relationship management

Business development

Credit analysis

Cash flow management

Communication skills

Presentation skills

Formation

Bachelor's degree

Description du poste

Job Description

Business Banking Relationship Managers play a pivotal role in helping our business clients achieve their financial goals. They do this by approaching each and every day with a single purpose - to do the right thing by our business clients to help them achieve their vision for success and the lives they want to lead. They have access to an expansive set of products and solutions to better serve our business clients today and into the future.

Key Responsibilities

• Business development, active prospecting, and self-sourcing business opportunities.
• Develop, grow, and manage new and existing business client relationships.
• Build and maintain Centers of Influence (COI) networks to generate referrals and new business opportunities.
• Deliver financial expertise and client-focused solutions that create long-term, trusted relationships.
• Assess clients' banking needs and provide tailored recommendations based on their goals and objectives.
• Educate clients on available deposit, lending, treasury management, payment, and other banking solutions.
• Proactively manage an assigned portfolio by maintaining strong credit quality and overseeing renewals, annual reviews, and ongoing client needs.
• Obtain credit approval within assigned lending limits and recommend appropriate credit structures.
• Partner with Treasury Management, Merchant Services, Business Banking Credit Card, and other internal teams to deliver comprehensive financial solutions.
• Make referrals to additional business lines and specialists as appropriate to meet client needs.

Basic Qualifications

• - Bachelor's degree, or equivalent work experience
• - Three to four years of relevant experience

Preferred Skills/Experience

• - Strong relationship management and business development abilities
• - Well-developed analytical and problem-solving skills
• - Basic knowledge of credit administration, analysis, and credit policy/procedure
• - Knowledge of cash flow management and business credit underwriting with commercial credit training preferred
• - Demonstrated understanding of basic financial accounting and analysis
• - Some knowledge of bank products and services that results in successfully identifying appropriate opportunities to sell the bank's products
• - Ability to work effectively with individuals and groups across the company to manage customer relationships
• - Excellent presentation, verbal and written communication skills
• - Demonstrated business acumen with knowledge of diverse types of businesses, industries, markets, financial and economic concepts

Location

If not meeting with clients, this role requires working from a U.S. Bank location three (3) or more days per week.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants .

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here .

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may diff