Business Banking Relationship Manager

First Horizon Bank; Birmingham (AL); On-site; USD 75,000 - 110,000; Full time

Benefits offered by this job

Medical with wellness incentives

HSA with company match

Maternity and parental leave

Tuition reimbursement

401(k) with 6% match

Job summary

First Horizon Bank is seeking a Business Banking Relationship Manager in Birmingham, AL to provide a full range of banking services to mid-market clients with annual sales between $5M and $25M. Focus on client experience and risk management guides every decision.

You will grow loans and deposits, develop new relationships, and cross-sell bank products while educating clients on financial strategies and monitoring market trends to deliver value.

Qualifications

• Bachelor’s degree in Business, Finance or related field or equivalent experience.
• Strong communication skills and business acumen.
• Knowledge of cash flow and business credit underwriting helpful.
• Ability to collaborate across company teams to manage relationships.

Responsibilities

• Grow loan and deposit portfolio through client relationships and proactive outreach.
• Develop new small business relationships and expand existing portfolios.
• Maintain a balanced portfolio and determine strategy for the small business department.
• Cross-sell bank products and present financial solutions to clients.
• Educate customers on financial planning, investments, insurance and credit.

Skills

Communication skills

Business acumen

Cross-functional collaboration

Presentation skills

Financial concepts

Education

Bachelor's degree in Business, Finance or related field

Job description

Job Description

Location

On site at location listed in job posting.

Summary

At First Horizon, our Business Banking Relationship Manager plays a pivotal role improving the lives of our clients and the well-being of their businesses through financial solutions, education, achieving their financial goals. In this role you will, provide a full range of banking services to businesses with annual sales between $5M to $25M with a focus on client experience and risk management.

Essential Duties And Responsibilities

• Responsible for loan and deposit growth through client portfolio, centers of influence and other proactive measures to grow market share.
• Develops new small business relationships through calling on potential clients as well as retain/grow existing portfolio.
• Builds and maintains a portfolio mix of targeted high value and high potential small business clients; determines Strategy and focus for the small business department and region.
• Broad knowledge of bank products and services that results in successfully identifying appropriate opportunities to sell the bank’s products.
• Determines best loan structure for prospects/customers' financial needs, and present solutions to sell bank services. Is responsible for timely and adequate preparation of annual reviews and recommendation.
• Works closely with other departments and fulfills cross-sell opportunities.
• Acts as a financial advisor by educating the customer about financial strategies (e.g. Financial planning, investments, insurance, credit, market trends) based on customer profile and financial plan, and matching customer needs with appropriate products and services.
• Monitors customer information/products, financial plan and market trends to identify new customer needs and opportunities to deliver further customer value.
• Active involvement in local civic and nonprofit organizations to promote goodwill, bank’s commitment to the communities it serves and to support bank’s CRA objectives.
• Performs all other duties as assigned.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:

• Bachelor's degree in Business, Finance or related field or equivalent work experience strongly preferred.
• 3-5 years of experience in banking relationship management role or related business lending experience.
• Knowledge of cash flow and business credit underwriting with commercial credit training preferred.
• Ability to work effectively with individuals and groups across the company to manage customer relationships.
• Excellent presentation, verbal and written communication skills.
• Demonstrated business acumen with knowledge of diverse types of businesses, industries, markets, financial and economic concepts.

About Us

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com .

Benefit Highlights

• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

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Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.