Business Banking Credit Portfolio Manager 2

U.S. Bank; Gresham (OR); Hybrid; USD 105,000 - 124,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) and employer-funded retirement

Paid vacation

Paid holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking a seasoned credit professional to underwrite credit account exposure and manage a portfolio of relationships.

The role involves closing new business, expanding existing relationships, and handling credit risk while collaborating with Relationship Managers to meet customer needs. The successful candidate will provide customer service and participate in joint sales calls, leveraging strong analytical and relationship-management skills to deliver solutions across the wholesale

Qualifications

• Bachelor's degree or equivalent work experience required.
• Typically five to seven years of wholesale banking or related experience.

Responsibilities

• Underwriting all types of credit account exposure.
• Managing an assigned credit portfolio.
• Closing new business relationships and expanding existing ones.
• Managing credit risk and handling customer credit questions on the portfolio.
• Providing customer service and participating in joint sales calls with Relationship Managers.

Skills

Credit risk analysis

Analytical skills

Relationship management

Communication skills

Team collaboration

Education

Bachelor's degree or equivalent

Job description

Job Description

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Responsibilities

• underwriting all types of credit account exposure
• managing an assigned credit portfolio
• successfully closing new business relationships and expanding existing relationships
• managing credit risk and responding to prospect or customer credit questions and making independent calls on assigned portfolio of relationships
• provides customer service, participates in joint sales calls with Relationship Manager(s) and identifies customer needs

Basic Qualifications

• Typically a Bachelor's degree, or equivalent work experience
• Typically five to seven years of wholesale banking or related experience

Preferred Skills/Experience

• Thorough knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures
• Strong analytical and problem-solving skills
• Strong relationship management and business development skills
• Ability to work effectively with individuals and groups across the company to manage customer relationships
• Effective written communication and verbal presentation skills

Location expectations

This role requires working from a U.S. Bank location three (3) or more days per week. If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
• Review our full benefits available by employment status here.

Pay Range: $105,400.00 - $124,000.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment.

U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance.

U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA).

In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.