Business Analyst Risk Analytics

PREMIER Bankcard, LLC; Sioux Falls (SD); On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

Full medical benefits

Free dental and vision coverage

Generous paid time off

401(k) matching

Employee parties and events

Job summary

PREMIER Bankcard, LLC in Sioux Falls, SD, is seeking a data-driven analyst to optimize risk strategies and enhance financial performance. You will analyze complex data sets to drive actionable recommendations and mentor lower-level analysts.

The ideal candidate should have a bachelor’s degree in data science/analytics, proficiency with data visualization tools, and at least two years of experience in financial services.

Competitive benefits include full medical coverage, generous paid time off, and a 401(k) with a dollar-for-dollar match.

Qualifications

• Proficiency with data visualization tools such as PowerBI, Tableau, or QlikSense.
• Expertise in SQL, SAS, Python, or R for data analysis and manipulation.
• Experience with cloud computing and databases, including Snowflake, DBeaver, and Tidal.
• Strong verbal and written communication skills.

Responsibilities

• Analyze and deliver insights to executives on potential changes to operations.
• Conduct independent research and adapt to changing needs.
• Identify and develop advanced analytical techniques.
• Define KPIs and metrics to track strategic initiatives.
• Mentor lower-level analysts.

Skills

Data visualization tools (PowerBI, Tableau, QlikSense)

SQL

SAS

Python

R

Cloud computing

Strong verbal and written communication

Analytical thinking

Education

Bachelor’s degree in data science/analytics or related field

Tools

Snowflake

DBeaver

Tidal

Job description

Job Details

Location: Sioux Falls, SD

Shift: 8:00am–5:00pm, Monday‑Friday

Job Status: Full‑Time

Company: PREMIER Bankcard

About the Role

Drive data‑driven insights and optimize risk strategies for the credit card portfolio. Analyze complex data sets, identify trends, and provide actionable recommendations to enhance risk processes and improve financial performance. Leverage data science, analytics, and consumer finance expertise to support the development and implementation of innovative solutions aligned with the company’s strategic goals.

Essential Duties and Responsibilities

• Understand data and business operations to formulate questions, analyze, and deliver insights to executives on potential changes to operations, products, or services.
• Seek out business opportunities using data and provide actionable recommendations to management.
• Conduct independent research, assess priorities, and adapt to changing needs with minimal supervision.
• Identify and develop advanced analytical techniques to respond proactively to market dynamics.
• Utilize cloud data environments and tools such as Snowflake, Tidal, and DBeaver.
• Apply qualitative and quantitative analysis techniques, including statistical approaches, to solve analytics problems.
• Leverage advanced mathematics, programming, and tools such as statistical modeling, machine learning, and AI for large‑scale analysis.
• Mentor lower‑level analysts, fostering intellectual curiosity, critical thinking, and problem‑solving abilities.
• Define KPIs and metrics to track the progress and impact of strategic initiatives.
• Develop business cases and presentations to communicate strategic insights and performance metrics to senior leadership.
• Interview, hire, and train new staff.
• Provide constructive and timely performance reviews.
• Handle discipline and termination of employees in accordance with company policy.

Skills and Qualifications

• Proficiency with data visualization tools such as PowerBI, Tableau, or QlikSense.
• Expertise in SQL, SAS, Python, or R for data analysis and manipulation.
• Experience with cloud computing and databases, including Snowflake, DBeaver, and Tidal.
• Strong verbal and written communication skills, with the ability to articulate complex analytical findings into actionable business insights.
• Strong ability to work independently and make informed decisions.
• Great attention to detail, analytical thinking, organizational skills, and the ability to multitask and solve problems effectively.
• Ability to handle stress, exercise self‑control, and adhere to company policies and procedures while upholding company values.
• Bachelor’s degree in data science/analytics or a related field (e.g., business). Required.
• Two or more years of practical business experience in financial services with consumer finance. Preferred.
• Demonstrated experience and/or understanding of credit card systems or financial institutions. Preferred.

Competitive Benefits Package

• Full medical benefits when working 20+ hours per week.
• Traditional and high‑deductible health plan options.
• Free dental and vision coverage.
• Generous paid time off.
• 401(k) with dollar‑for‑dollar match up to 5% of total compensation.
• Special discounts and offers for events at the Denny Sanford PREMIER Center.
• PREMIER Wellness Program.
• Paid community volunteer hours (average 30,000 hours per year).
• Employee parties, concerts, and special events.