Business Analyst Risk Analytics

Firstpremier; Sioux Falls (SD); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Full medical benefits

FREE dental and vision coverage

Generous Paid Time Off

401(k) matching

Paid Community Volunteer Hours

Job summary

A leading financial organization in Sioux Falls seeks a data analyst to drive insights for credit risk strategies. The successful candidate will analyze complex data sets, utilize SQL and data visualization tools, and mentor junior analysts. A Bachelor's degree in analytics or a related field is required. This position offers a full-time schedule with competitive benefits, including health insurance and 401(k) matching. Join a team that values employee success and community giving.

Qualifications

• Proficiency with data visualization tools such as Power BI or Tableau.
• Experience in data analysis and manipulation with SQL, Python, or R.
• Strong communication skills to convey complex insights.

Responsibilities

• Analyze complex data sets for actionable insights.
• Identify trends to enhance risk processes.
• Mentor junior analysts and communicate findings to leadership.

Skills

Data visualization tools

SQL

SAS

Python

R

Education

Bachelor’s degree in data science/Analytics or related field

Tools

Snowflake

Tidal

DBeaver

Job description

At First PREMIER Bank and PREMIER Bankcard, we’ve created a culture that emphasizes personal success, respect, health, and wellness, fun and giving back. This is an environment where you will be rewarded, valued, and celebrated for your hard work.Considered one of the nation’s strongest financial organizations, we’ve achieved our success by embodying the views and values of The PREMIER Way. From our CEOs to the newest hires, we all follow these shared views and values to guide us on how to treat our customers, co-workers and communities. The PREMIER Way also serves as a roadmap on how to be successful inside and outside of the workplace. We believe in investing in our employees, their families and our communities.**Job Description:****Location:**Sioux Falls, SD **Shift:**8:00am-5:00pm, Monday-Friday **Job Status:**Full-Time **Company:**PREMIER Bankcard **About the Role**Drive data-driven insights and optimize risk strategies for our credit card portfolio. Responsible for analyzing complex data sets, identifying trends, and providing actionable recommendations to enhance risk processes and improve overall financial performance. Leverage experience and expertise in data science, analytics, and consumer finance to support the development and implementation of innovative solutions that align with the company's strategic goals.**Essential duties and responsibilities include the following. Other duties may be assigned.*** Understand both data and business operations to formulate questions, analyze, and deliver insights to executives on potential changes to operations, products, or services.* Seek out business opportunities using data and provide actionable recommendations to management.* Conduct independent research, assess priorities, and adapt to changing needs with minimal supervision.* Identify and develop advanced analytical techniques to respond proactively to market dynamics.* Utilize cloud data environments and tools such as Snowflake, Tidal, and DBeaver.* Apply both qualitative and quantitative analysis techniques, including statistical approaches, to solve analytics problems.* Leverage advanced mathematics, programming, and tools like statistical modeling, machine learning, and AI for large-scale analysis.* Mentor lower-level analysts, fostering intellectual curiosity, critical thinking, and problem-solving abilities.* Define key performance indicators (KPIs) and metrics to track the progress and impact of strategic initiatives.* Develop business cases and presentations to communicate strategic insights and performance metrics to senior leadership.* Interviews, hires, and trains new staff. Provides constructive and timely performance reviews. Handles discipline and termination of employees in accordance with company policy.**Skills and Qualifications*** Proficiency with data visualization tools such as Power BI, Tableau, or Qlik Sense.* Expertise in SQL, SAS, Python, or R for data analysis and manipulation.* Experience with cloud computing and databases, including Snowflake, DBeaver, and Tidal.* Strong verbal and written communication skills, with the ability to articulate complex analytical findings into actionable business insights.* Strong ability to work independently and make informed decisions.* Great attention to detail, analytical thinking, organizational skills, and the ability to multitask and solve problems effectively.* Ability to handle stress, exercise self-control, and adhere to company policies and procedures while upholding company values.* Bachelor’s degree in data science/Analytics or a related field (i.e. Business), required.* Two (2+) or more years of practical business experience in financial services with consumer finance, preferred.* Demonstrated experience and/or understanding of credit card systems or financial institutions, preferred.**Competitive Benefits Package** * Full medical benefits when working 20+ hours per week* Traditional and High-Deductible health plan options available* FREE dental and vision coverage* Generous Paid Time Off plans* 401(k) – dollar-for-dollar match up to 5% of total compensation* Special discounts and offers for events at the Denny Sanford PREMIER Center* PREMIER Wellness Program* Paid Community Volunteer Hours – PREMIER averages 30,000 hours per year* Fun Employee Parties**Our Culture** * Emphasis on personal success, respect, health, wellness, fun and giving back* Employees are rewarded, valued, and celebrated for hard work* Various Career advancement opportunities and growth* Appreciation is shown through concerts, outdoor bashes, cash, car giveaways and moreWe offer a robust and expanded package of health benefits, incentives, paid time off and growth and career advancement opportunities. We celebrate our employees and show our appreciation with private concerts, outdoor bashes, cash and car giveaways and more! See some of our and **We Value People**At PREMIER you get more than a paycheck, you get a rewarding career where you can make a difference! Headquartered in Sioux Falls, South Dakota, First PREMIER Bank and PREMIER Bankcard are considered one of the nation’s strongest financial organizations. We have achieved this success thanks to our commitment to always doing what is right for our employees, customers and the communities we serve. We value people and treat our employees as our greatest resource. We actively invest in their professional growth and development, make a strong effort to recognize achievement and take the time to celebrate success.**Spirit of Giving Back**Giving back to our communities is at the heart of PREMIER. We support nearly 700 organizations, non-profits and events. Paid volunteer hours encourage PREMIER employees to get involved in the community. Our employees annually volunteer an average of 33,000 hours for causes important to them.**The PREMIER Way**Our spirit of giving is rooted in The PREMIER Way and the PREMIER Attitude. These shared views and values guide our interactions with each other, our customers and our communities. It’s the foundation of our culture and makes PREMIER a great place to work.**PREMIER Benefits**PREMIER employees who work 20+ hours per week are eligible for full-time benefits, including medical coverage with free vision and dental insurance. We offer expanded Paid Time Off and a highly competitive 401(k) plan that features a dollar-for-dollar company match after 120 days of employment. Employees can experience personal and professional growth through PREMIER University. It offers skill-based training, leadership classes and inspirational national speakers.**PREMIER Wellness**PREMIER Wellness unifies physical and mental health, financial wellness and community giving under one program designed to help employees find optimal work/life wellbeing. Through our Employee Assistance Program, employees have access to free counseling sessions, online resources and legal support. Community Giving offers our employees purpose-driven, meaningful opportunities where they know they are making a difference.**Celebrating Success**Recognizing and rewarding success is an important part of the PREMIER culture. We celebrate and show our appreciation with private concerts and special events. We’ve also celebrated with surprise gifts, cash/car giveaways, Apple watches, wireless earbuds and more! At quarterly staff meetings, employees who have gone above and beyond in their job or in their community are awarded a PREMIER Performer or PREMIER Eagle Service Award. Employees celebrating 20, 25, 30, 35, 40, 45 and 50 year Milestone Anniversaries receive $1,000 for every year they have worked with PREMIER.