Business Analyst Risk Analytics

First PREMIER Bank PREMIER Bankcard; Sioux Falls (SD); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Full medical benefits

Free dental and vision coverage

401(k) matching program

Generous paid time off plans

Job summary

First PREMIER Bank PREMIER Bankcard is seeking a qualified candidate in Sioux Falls, SD to drive data-driven insights and optimize risk strategies for its credit card portfolio. The role requires analyzing complex data sets and providing actionable recommendations to enhance financial performance.

Candidates need a Bachelor's degree in data science or a related field and proficiency in statistical programming languages such as SQL, Python, and SAS. A comprehensive benefits package is provided to full-time employees, along with opportunities for career advancement.

Qualifications

• Proficiency in data analysis and manipulation.
• Two years of experience in financial services is preferred.
• Understanding of credit card systems is a plus.

Responsibilities

• Analyze complex data sets and provide actionable recommendations.
• Conduct independent research and assess priorities.
• Develop business cases and present insights to leadership.

Skills

Data visualization tools (Power BI, Tableau, Qlik Sense)

SQL

SAS

Python

R

Cloud computing

Analytical thinking

Communication skills

Education

Bachelor's degree in data science/Analytics or related field

Tools

Snowflake

DBeaver

Tidal

Job description

Location: Sioux Falls, SD
Shift: 8:00am-5:00pm, Monday-Friday
Job Status: Full-Time
Company: PREMIER Bankcard

Job Description

Drive data-driven insights and optimize risk strategies for our credit card portfolio. Responsible for analyzing complex data sets, identifying trends, and providing actionable recommendations to enhance risk processes and improve overall financial performance. Leverage experience and expertise in data science, analytics, and consumer finance to support the development and implementation of innovative solutions that align with the company's strategic goals.

Essential Duties and Responsibilities

• Understand both data and business operations to formulate questions, analyze, and deliver insights to executives on potential changes to operations, products, or services.
• Seek out business opportunities using data and provide actionable recommendations to management.
• Conduct independent research, assess priorities, and adapt to changing needs with minimal supervision.
• Identify and develop advanced analytical techniques to respond proactively to market dynamics.
• Utilize cloud data environments and tools such as Snowflake, Tidal, and DBeaver.
• Apply both qualitative and quantitative analysis techniques, including statistical approaches, to solve analytics problems.
• Leverage advanced mathematics, programming, and tools like statistical modeling, machine learning, and AI for large-scale analysis.
• Mentor lower-level analysts, fostering intellectual curiosity, critical thinking, and problem-solving abilities.
• Define key performance indicators (KPIs) and metrics to track the progress and impact of strategic initiatives.
• Develop business cases and presentations to communicate strategic insights and performance metrics to senior leadership.
• Interview, hire, and train new staff. Provide constructive and timely performance reviews. Handle discipline and termination of employees in accordance with company policy.

Skills and Qualifications

• Proficiency with data visualization tools such as Power BI, Tableau, or Qlik Sense.
• Expertise in SQL, SAS, Python, or R for data analysis and manipulation.
• Experience with cloud computing and databases, including Snowflake, DBeaver, and Tidal.
• Strong verbal and written communication skills, with the ability to articulate complex analytical findings into actionable business insights.
• Strong ability to work independently and make informed decisions.
• Great attention to detail, analytical thinking, organizational skills, and the ability to multitask and solve problems effectively.
• Ability to handle stress, exercise self-control, and adhere to company policies and procedures while upholding company values.
• Bachelor's degree in data science/Analytics or a related field (i.e., Business), required.
• Two (2+) or more years of practical business experience in financial services with consumer finance, preferred.
• Demonstrated experience and/or understanding of credit card systems or financial institutions, preferred.

Competitive Benefits Package

• Full medical benefits when working 20+ hours per week
• Traditional and high-deductible health plan options available
• Free dental and vision coverage
• Generous paid time off plans
• 401(k) – dollar-for-dollar match up to 5% of total compensation
• Special discounts and offers for events at the Denny Sanford PREMIER Center
• PREMIER Wellness Program
• Paid community volunteer hours – PREMIER averages 30,000 hours per year
• Fun employee parties