Builder Loan Consultant – Fast-Track Home Loans

Tower Strategy Group; Birmingham (AL); On-site; USD 55,000 - 95,000; Full time

Benefits offered by this job

Aggressive compensation package

Inclusive culture

Growth opportunities

Tuition reimbursement and benefits

Job summary

loanDepot in Birmingham, AL is seeking a Builder Loan Consultant to cultivate loan referrals and manage real estate credit applications. You will ensure accuracy and compliance while supporting a smooth closing process.

The role requires an active NMLS license, 1–3 years of loan origination experience, and experience with purchase loans. Builder experience is strongly preferred, with a competitive compensation package and comprehensive benefits.

Qualifications

• NMLS loan originator license required.
• 1–3 years of loan origination experience required.
• Experience originating purchase loans required.
• Builder experience strongly preferred.
• High school diploma or GED required.

Responsibilities

• Engage in managing the loan pipeline with team members to meet efficiency standards.
• Meet with borrowers to determine best loan program after analyzing income, assets, credit, and property.
• Collect all required documentation from borrowers and converts to paperless documents.
• Prepare and submit loan submission sheet to set up.
• Read and understand rate sheets, product codes, loan level price adjustments to calculate rates and fees.
• Negotiate and confirm rates, fees, and lock terms with customer.
• Lock loans in the system with agreed upon terms and manage locked pipeline through the funding.
• Communicate regularly with borrowers to meet desired expectations.
• Communicate positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing.
• Maintain minimum productivity goals.

Skills

Loan origination experience

Builder experience

Client communication

Education

High school diploma or GED

Job description

loanDepot in Birmingham, AL is seeking a Builder Loan Consultant to cultivate loan referrals and manage real estate credit applications. You will ensure accuracy and compliance while supporting a smooth closing process.

The role requires an active NMLS license, 1–3 years of loan origination experience, and experience with purchase loans. Builder experience is strongly preferred, with a competitive compensation package and comprehensive benefits.