BSA/AML Investigator & SAR Analyst

Arvest Bank; United States; Presencial; USD 41.000 - 52.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Benefits package

Descripción de la vacante

Arvest Bank is seeking a Financial Crimes Compliance Investigator to ensure BSA/AML regulatory compliance, including SAR, CIP, OFAC, CTR, and USA PATRIOT Act requirements.

They investigate, analyse, and make decisions regarding complex BSA‑related cases, review transaction alerts for suspicious activity, write enhanced due diligence (EDD) and SAR narratives, interpret policy, stay current on regulations, and ensure timely reporting of suspected activity.

Formación

• Bachelor’s Degree in Finance, Business Administration, Accounting, or related field.
• Working knowledge of Google Workspace and other applicable software.
• Excellent communication and interpersonal skills, with the ability to build and maintain relationships with internal and external stakeholders.
• Must possess excellent analytical reasoning skills and demonstrated ability to identify potential problems, collect data, establish facts, and draw conclusions regarding BSA/AML suspicious activity monitoring and reporting.
• Outstanding organisational skills and attention to detail, with the ability to manage multiple tasks and deadlines effectively.
• Ability to participate, contribute, and lead efforts to resolve issues identified by internal review, federal regulators, or auditors.
• Proven ability to identify suspicious activity and to provide factual analysis or interpretations of data or information sources in a timely manner.
• Relevant military experience is considered for veterans and transitioning service members.

Responsabilidades

• Analyse financial information, including customer account activity, business type, structure, and tax returns to arrive at concise written analyses for potential financial crimes and prepare SAR and documentation of SAR no filing determination.
• Provide analyses to management regarding termination of account relationships, as needed.
• Execute the Bank’s EDD regulations, policies, and procedures applicable to EDD monitoring.
• Review high‑risk customers identified through high‑risk scoring methodology, transaction monitoring, and other sources to determine whether the assigned customer risk profile remains accurate.
• Communicate with account officers, relationship managers, and business lines to obtain needed documentation for EDD or SAR investigations.
• Support the Bank’s OFAC Sanctions programme including analysis of potential name matches with supporting analysis.
• Guide business lines regarding OFAC‑related issues including system parameters for screening potential name matches, as needed.
• Understand and comply with bank policy, laws, regulations, and the bank's BSA/AML Programme, as applicable to your job duties. This includes but is not limited to; complete compliance training and adhere to internal procedures and controls; report any known violations of compliance policy, laws, or regulations and report any suspicious customer and/or account activity.
• Other duties may be assigned.

Conocimientos

BSA/AML knowledge

Analytical reasoning

Excellent communication

Interpersonal skills

Educación

Bachelor’s Degree in Finance or related field

Herramientas

Google Workspace

Transaction monitoring systems

Descripción del empleo

Arvest Bank is seeking a Financial Crimes Compliance Investigator to ensure BSA/AML regulatory compliance, including SAR, CIP, OFAC, CTR, and USA PATRIOT Act requirements.

They investigate, analyse, and make decisions regarding complex BSA‑related cases, review transaction alerts for suspicious activity, write enhanced due diligence (EDD) and SAR narratives, interpret policy, stay current on regulations, and ensure timely reporting of suspected activity.