BSA/AML Investigator II

Shore United Bank; La Plata (MD); On-site; USD 33,000 - 39,000; Full time

Benefits offered by this job

Health, dental, vision insurance

Company-paid life insurance

Disability coverage

401k with company match

Paid time off

Employee banking perks

Job summary

Shore United Bank is seeking a full-time BSA Analyst II to support the BSA Officer in researching, analyzing, and reporting activity related to potential money laundering, structuring, or terrorist financing. This role involves monitoring alerts, CTRs, SARs, and ensuring compliance with BSA and related regulations.

The position requires a high school diploma or GED, at least 2 years of banking regulatory knowledge, and strong analytical and communication skills.

Qualifications

• High school diploma or GED required.
• Minimum 2 years of extensive banking regulatory knowledge.
• Proficiency in Microsoft Word and Excel.
• Strong written and verbal communication skills.
• Ability to make critical decisions in time-sensitive regulatory environments.
• Excellent analytical skills with attention to detail.

Responsibilities

• Monitor and investigate potentially suspicious activity daily.
• Maintain knowledge of BSA regulatory mandates and confidential information handling.
• Document findings clearly in line with policy and due diligence.
• Review large currency transaction reports and CTRs for accuracy.
• Research SAR referrals and maintain supporting documentation.
• Assist in updating BSA/AML, OFAC, CIP policies and procedures.
• Review daily Verafin alerts and coordinate investigations.
• Support bank staff as needed.
• Verify CIP information for BSA accuracy.
• Assist in risk-area identification and evaluation.
• Coordinate audit materials for co-sourced audits and regulatory exams.
• Complete required BSA compliance training on deadlines.
• Review data for high-risk and exempt customers across review periods.
• Perform ongoing BSA monitoring (daily, monthly, quarterly, semi-annual, annual).
• Support adherence to internal policies and CRA obligations.
• Participate in training on BSA/AML policies.

Skills

Analytical thinking

Time management

Decision making

Communication skills

Independent work

Education

High school diploma or GED

Tools

Microsoft Word

Microsoft Excel

Job description

Shore United Bank is seeking a full-time BSA Analyst II to support the BSA Officer in researching, analyzing, and reporting activity related to potential money laundering, structuring, or terrorist financing. This role involves monitoring alerts, CTRs, SARs, and ensuring compliance with BSA and related regulations.

The position requires a high school diploma or GED, at least 2 years of banking regulatory knowledge, and strong analytical and communication skills.