Branch Manager

Gbcijobs; Stevensville (MT); On-site; USD 45,000 - 70,000; Full time

Job summary

Foothills Bank in Stevensville, MT is seeking a consumer lending professional responsible for loan origination and renewal, performing credit analysis, and ensuring repayment capacity.

The role also oversees branch operations and security, handles loan documentation, supports collections on past-due accounts, and participates in community outreach to promote the bank’s image.

Responsibilities

• Originating and renewing consumer loans; performing thorough credit analysis of applicants' financial condition and repayment ability.
• Administer loan processes including documentation, collateral evaluation, and field audits.
• Assist with collections of past-due and delinquent accounts and monitor loan compliance.

Job description

About The Role

Position provides consumer lending services to customers. Responsibilities also include overseeing branch facilities and security issues.

DUTIES AND RESPONSIBILITIES:

Perform consumer lending duties by originating and/or renewing loans, performing thorough review and credit analysis of applicant/borrower's financial condition and ability to repay the loan, performing an evaluation of loan structure, assist to perform duties related to renegotiation of changes to loan, maintaining contact with individuals involved with loans in process, assist with administration of loans, and work with borrowers on collections of past dues and delinquent loans.

Administer the loan to include overdraft monitoring, field audits and inspections, financial statement analysis, review and monitor compliance to the loan agreements. Perform periodic review of loan documentation and collateral evaluation.

Contact and/or work with collectors to resolve past dues and delinquencies. Comply with the initiation of watch-listed credit that represents deterioration from the original repayment terms.

Initiate current and potential customer contacts and participate in community organizations as a representative of the bank to enhance the bank’s image. Attend manager/sales meetings to keep apprised of issues, concerns, and loan production/products, and to report on activities/calls.

Responsible for the general maintenance of the branch and that the area is clear of all physical impediments for the safety and security of customers, employees, and the