Banking Counsel & Regulatory Associate

First State Bank; Key West (FL); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Competitive Salary and Hourly PayRates

Medical, Dental, Vision, Life, Long‑TB

401K Retirement Program with employer

Paid Time Off plus Federal Bank

Profit Sharing Program

Tuition Reimbursement

Job summary

First State Bank seeks an Associate Counsel to provide strategic analysis and advice on legal matters, focusing on governance, regulatory compliance, and risk management in a banking environment.

The role requires JD from an accredited law school, Florida bar admission, and 2–4 years of relevant experience. You will interact with branches, manage outside counsel, review loan documents, and help shape policy and procedures.

Qualifications

• 2–4 years' experience preferred
• J.D. from an accredited law school
• Florida state bar admission
• Ability to identify legal issues, evaluate legal risks, and offer solutions
• Strong negotiation, interpersonal, organizational skills
• Excellent writing, analytical and verbal skills
• Proficiency with Microsoft Office (Outlook, Word, Excel & PowerPoint)
• Proficiency with Westlaw and Lexis
• Self-starter who can work independently and as part of a team

Responsibilities

• Strong corporate governance experience involving regulated financial institutions.
• Understanding bank regulation at federal and state levels and regulatory/examination processes.
• Advising banks on day-to-day operational matters including due diligence reviews.
• Representing the organization in litigation and coordinating with outside counsel on complex matters.
• Drafting, management, and negotiation of contracts and vendor agreements.
• Guidance to branch personnel on Bank policies; legal research; litigation management; manage special projects.
• Identify risk-related issues and escalate to management.
• Manage outside counsel relationships and engagements with strategic direction.
• Reviewing, drafting, and negotiating loan documents and related due diligence; manage workouts.

Skills

Corporate governance

Regulatory knowledge

Negotiation

Analytical thinking

Legal writing

Microsoft Office

Westlaw

Lexis

Independent work

Education

J.D. from an accredited law school

Florida state bar admission

Tools

Westlaw

Lexis

Microsoft Office

Job description

First State Bank seeks an Associate Counsel to provide strategic analysis and advice on legal matters, focusing on governance, regulatory compliance, and risk management in a banking environment.

The role requires JD from an accredited law school, Florida bar admission, and 2–4 years of relevant experience. You will interact with branches, manage outside counsel, review loan documents, and help shape policy and procedures.