Bank Examiner (Remote in Virginia)

Virginia State Corporation Commission; Richmond (VA); Sur place; USD 51 000 - 72 000; Plein temps

Résumé du poste

Virginia State Corporation Commission in Virginia is seeking a Bank Examiner to support on-site examinations of state-chartered banks. The role involves analyzing financial statements, investments, liquidity, and risks, with travel up to 25% and four 10-hour days Monday-Thursday.

Ideal candidates have a background in accounting/finance with auditing experience, strong regulatory knowledge, and the ability to prepare schedules and formal reports.

Qualifications

• Bachelor's degree in accounting, finance, or related field required or completion by Aug 2026.
• Experience auditing or analyzing financial institutions preferred.
• Ability to interpret financial data and prepare schedules.

Responsabilités

• Analyze bookkeeping, financial statements, investments, capital, earnings, asset quality, liquidity, market risk, and internal controls.
• Review loan files, policies, UBPRs, and call reports.
• Prepare financial analyses, schedules, and ratios to assess solvency and profitability.
• Document work and draft examination comments for final reports.
• Travel overnight up to 25% for examinations.

Connaissances

Auditing

Financial analysis

Regulatory knowledge

Communication

Travel readiness

Formation

Bachelor's degree in accounting/finance

Outils

Spreadsheets

UBPR reports

Description du poste

Anticipated Salary Range: $51,418 - $72,000

The State Corporation Commission’s (SCC) Bureau of Financial Institutions (BFI) seeks a Bank Examiner who has a passion for public service and protecting the public interest in Virginia by maintaining a safe, sound, and competitive financial services environment. A Bank Examiner participates in team-based examinations to assist in the evaluation of state-chartered banks’ financial condition and compliance with applicable laws and regulations. These examinations are typically conducted on-site at financial institutions within the Commonwealth of Virginia, which requires overnight travel up to 25% of the time. A Bank Examiner may reside anywhere in Virginia and generally works four 10-hour days Monday through Thursday, with the exception of holiday weeks or training classes. The SCC offers career growth and professional development opportunities including on-the-job training, certifications, and designations.

Essential Duties and Responsibilities

• Analyze bookkeeping, financial statements, investment portfolios, capital, earnings, asset quality, liquidity, market risk sensitivity, and internal controls
• Review loan files and policies, commercial loan documentation, Uniform Bank Performance Reports (UBPR), and call reports
• Complete insider debt calculations, assessing ALLL/CECL, and participate in loan discussions
• Prepare financial and business analysis, research, schedules, and ratios to determine an institution’s financial condition, solvency, and profitability
• Document work and draft examination comments for inclusion in final examination reports
• Review routine examination reports for accuracy and participate in the correction of inadequaciesCommunicate with staff at banks during examinations and make appropriate recommendations for resolving weaknesses identified during examinations
• Analyze trends in finance, general business conditions, and other related fields
• Complete BSA/AML assignments and acquire a general understanding of the BSA/AML specialty area
• Participate in professional development opportunities to advance knowledge of ever-changing financial institution laws and regulations
• Perform related work as required

Preferred Qualifications

• Professional experience auditing and analyzing investments, capital, earnings, liquidity, solvency, or profitability of financial institutions
• Without professional experience, the minimum requirement is a bachelor’s degree in accounting, business administration, finance, or a related field completed no later than August 2026
• Knowledge of accounting or auditing theory and practice
• Ability to analyze and interpret financial data, prepare schedules, and to create and manipulate spreadsheets in data processing software applications
• Ability to express ideas clearly, both verbally and in writing
• Strong organizational skills and adaptable to a changing work environment
• Must exhibit a willingness to learn and an ability to research and apply both state and federal regulations related to state-chartered banks
• Dependability and the ability to work effectively both independently and within a team
• Ability to establish and maintain effective working relationships with Commission staff, industry personnel, and the general public
• Ability to travel overnight up to 25% of the time
• Familiarity with financial risk modeling is a plus
• Designations such as Certified Fraud Examiner (CFE), Certified Anti-Money Laundering Specialist (CAMS), Certified Public Accountant (CPA), or Certified Internal Auditor (CIA) are a plus

The anticipated salary range for a Bank Examiner (Pay Grade 9) with professional experience is $60,278-$72,000. The anticipated salary range for an Associate Bank Examiner (Pay Grade 7) with limited or no experience with a related college degree is $51,418-$57,000.