Backend Engineer New York, NY • Full-time • $170-240K

raincards.xyz; New York (NY); On-site; USD 170,000 - 240,000; Full time

Benefits offered by this job

Unlimited time off

Flexible working

Health plan subsidies (US)

Job summary

Rain is seeking a Backend Engineer in New York, NY. The role focuses on building and scaling backend systems, integrating third-party services, and shaping the product roadmap. You will work with smart contracts across multiple chains and contribute to a rapidly evolving fintech platform.

The ideal candidate has 2-10+ years of backend experience, with NodeJS and modern backend tech, and a builder mentality. This is a full-time, on-site role in New York.

Qualifications

• 2-10+ years of backend experience
• Experience with NodeJS
• Experience building scalable services

Responsibilities

• Be a critical part of the technical and product roadmap
• Contribute to our backend and integrate a variety of third-party services
• Scale our infrastructure to millions of end users globally
• Rapidly ship new capabilities to our customers
• Help drive the architectural decisions of a rapidly evolving product
• Interact with smart contracts across multiple chains

Skills

Builder mentality

Experience: 2-10+ years

Tools

NodeJS

Job description

Backend Engineer

New York, NY Full-time $170-240K

About the Company

Rain is the global stablecoin payments platform for enterprises, neobanks, platforms, developers, and AI agents. Our technology allows partners to move, store, and use stablecoins instantly and compliantly through global payment cards, rewards, on/offramps, wallets, and cross-border rails. As both a Visa and Mastercard Principal Member, Rain issues cards that work at more than 175 million merchant locations in over 220 countries and territories. Built natively for stablecoins and trusted by more than 100 organizations worldwide, Rain delivers secure, scalable infrastructure that makes money move freely and instantly around the world.

You will have the opportunity to deliver massive impact at a hypergrowth company backed by some of the top investors in fintech, crypto, and SaaS. In January 2026, we closed a $250M Series C led by ICONIQ, valuing Rain at $1.95B, with Sapphire Ventures, Dragonfly, Bessemer Venture Partners, Galaxy Ventures, FirstMark, Lightspeed, Norwest, and Endeavor Catalyst also participating. If you’re curious, bold, and excited to help shape a borderless financial future, we’d love to talk.

Our Ethos

We believe in an open and flat structure. You will be able to grow into the role that most aligns with your goals. Our team members at all levels have the freedom to explore ideas and impact the roadmap and vision of our company.

What you’ll do

• Be a critical part of the technical and product roadmap
• Contribute to our backend and integrate a variety of third-party services
• Scale our infrastructure to millions of end users globally
• Rapidly ship new capabilities to our customers
• Help drive the architectural decisions of a rapidly evolving product
• Interact with smart contracts across multiple chains

What we’re looking for

• Experience with NodeJS and other backend technologies
• A builder mentality, someone who experiments with side projects
• This position is for folks with 2-10+ years of experience, compensation will be based on experience

Nice to have, but not mandatory

• Fintech experience (neobank or card issuing experience gets extra brownie points)
• Experience with smart contracts and blockchains

Things that enable a fulfilling, healthy, and happy experience at Rain:

Unlimited time off Unlimited vacation can be daunting, so we require Rainmakers to take 10 days minimum for themselves.

Flexible working We support a flexible workplace – work from home, come into an office, or both. We want everyone to work in an environment where they’re their most confident and productive selves. New Rainmakers receive a stipend to set up a comfortable home workspace.

Easy to access benefits For US Rainmakers, we cover 95% of your health, dental, and vision plan costs and 90% for your dependents, plus a 100% company-subsidized life insurance plan.

Retirement goals Plan for the future with confidence. We offer a 401(k) with a 4% company match.

Equity plan Every Rainmaker gets an equity option plan so we all benefit from our success.

Health and Wellness High performance begins from within. Rainmakers receive a monthly stipend to be used for eligible health and wellness spending like gym memberships/fitness classes, massages, acupuncture - whatever recharges you!

In-office meals Rainmakers working from the office enjoy lunch and dinner on us, covered with a DoorDash credit.

Team summits Summits play an important role at Rain. Time together helps us build relationships and a common destiny. Expect team and company offsites, both domestic and international.

© 2022-2026 Signify Holdings, Inc. “Rain”

Rain is a financial technology company. Rain and its affiliates are not banks, exchanges, or asset custodians. Rain does not provide FDIC insurance or hold deposits.

Payment products are provided in partnership with licensed institutions. Cards are issued through partners licensed in their respective jurisdictions.

Debit cards offered through Rain’s program are Visa® debit cards issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Rain Products, Inc. is a technology company, not a bank, and serves as program manager.

Banking services are provided by SSB, Member FDIC. Funds deposited at SSB are eligible for FDIC insurance up to $250,000 per depositor, per insured bank, subject to applicable limitations and FDIC rules.

Rewards are issued as part of Rain’s rewards program. Raindrops are loyalty rewards and are not cash, cryptocurrency, or a deposit account. Redemption options and values may vary and are subject to change. Terms apply.

“Rain”, Rain logo mark and “Cover Everything” are registered trademarks of Signify Holdings, Inc.