Backend Engineer — Bill Pay & Procurement

Visa Hunt; New York (NY); On-site; USD 140,000 - 190,000; Full time

Benefits offered by this job

Flexible PTO

Health and wellness stipend

Weekly coffee stipend

Relocation support to NYC or SF

Job summary

Ramp is seeking a backend engineer to help shape the Procure-to-Pay backbone. You will design and scale systems that connect vendors, invoices, and payments into a single automated flow, ensuring auditability and precision across financial products.

You’ll enable AI-driven automation to classify and process invoices and own services handling vast financial events globally. The role emphasizes correctness, reliability, and performance in a fintech environment, with opportunities to impact how

Qualifications

• 3+ years of backend engineering experience, ideally in fintech, payments, or transactional systems.
• Proven experience designing and maintaining data-intensive distributed systems with strong consistency and auditability requirements.
• Deep knowledge of Python and SQL; comfortable building event-driven systems and scaling high-volume, low-latency architectures.

Responsibilities

• Design and build core P2P systems, from invoice ingestion and approval workflows to payment orchestration and reconciliation logic.
• Enable AI agents to classify, validate, and process invoices automatically, reducing manual review and accelerating financial close.
• Own backend services that process large volumes of financial events across Bill Pay, Procurement, and Treasury.
• Collaborate cross-functionally with Product, Finance, and Data to translate accounting and compliance policies into robust, testable code.
• Extend Ramp’s financial ledger to handle new transaction types, international payments, and automated audit trails.
• Drive technical excellence around reliability, observability, and data integrity in systems where correctness directly impacts financial reporting.
• Continuously improve developer tooling and internal APIs that make P2P data accessible across Ramp’s product ecosystem.

Skills

Backend engineering

Python

SQL

Event-driven architecture

Distributed systems

System design

Cross-functional collaboration

Job description

Ramp is seeking a backend engineer to help shape the Procure-to-Pay backbone. You will design and scale systems that connect vendors, invoices, and payments into a single automated flow, ensuring auditability and precision across financial products.

You’ll enable AI-driven automation to classify and process invoices and own services handling vast financial events globally. The role emphasizes correctness, reliability, and performance in a fintech environment, with opportunities to impact how