B2B Credit Analyst & AR Risk Manager

Air Engineers, LLC; Brook Highland (AL); On-site; USD 65,000 - 80,000; Full time

Job summary

Air Engineers is seeking a Credit Analyst to evaluate customer creditworthiness, establish credit limits, monitor accounts receivable, and support cash flow. The Birmingham-based role collaborates with Sales, Customer Service, Accounting, and Collections to minimize risk while enabling sales growth.

This is a full-time position rooted in Air Engineers' family-focused culture. The ideal candidate has 2+ years in commercial credit or AR, strong attention to detail, and will maintain accurate

Qualifications

• High school diploma or equivalent required.
• Associate or bachelor's degree in Accounting, Finance, Business Administration, or a related field preferred.
• Two or more years of experience in commercial credit, accounts receivable, collections, or related financial role preferred.
• Experience evaluating business-to-business customer accounts strongly preferred.

Responsibilities

• Review and process new customer credit applications.
• Evaluate creditworthiness using credit applications, trade references, credit reports, payment history, and other data.
• Recommend credit limits and payment terms based on guidelines.
• Review existing credit limits and recommend adjustments.
• Maintain accurate credit files and supporting documentation.
• Identify accounts with elevated credit risk and recommend action.
• Regularly review accounts receivable aging and monitor balances.
• Assist with posting and applying customer payments as needed.

Skills

Credit analysis

Accounts receivable

Customer communication

Documentation

Education

High school diploma

Associate or Bachelor degree in Accounting/Finance

Job description

Air Engineers is seeking a Credit Analyst to evaluate customer creditworthiness, establish credit limits, monitor accounts receivable, and support cash flow. The Birmingham-based role collaborates with Sales, Customer Service, Accounting, and Collections to minimize risk while enabling sales growth.

This is a full-time position rooted in Air Engineers' family-focused culture. The ideal candidate has 2+ years in commercial credit or AR, strong attention to detail, and will maintain accurate