Asset & Wealth Management, Private Bank, Credit Underwriter, Analyst- Dallas

Candidate Experience Site - Lateral; Dallas (TX); On-site; USD 70,000 - 95,000; Full time

Job summary

Goldman Sachs in Dallas seeks an Underwriting Analyst in Private Bank. The role supports credit underwriting, collects financial data, and drafts client summaries to help senior analysts assess risk.

It offers foundational exposure to wealth-driven lending and a path to develop credit analysis skills in a sophisticated private banking environment. Responsibilities include compiling financial statements, performing liquidity analyses, maintaining files, coordinating with Legal, Compliance, and

Qualifications

• 1–3 years of experience in finance, credit underwriting, asset-based lending, credit analysis, or credit risk.
• Strong analytical skills and proficiency with Excel and financial statement review.
• High level of accuracy, organization, and attention to detail.
• Strong communication skills and eagerness to learn credit fundamentals.

Responsibilities

• Collect and organize financial statements, tax returns, liquidity reports, and collateral documents.
• Prepare initial financial spreads, liquidity analyses, and exposure summaries.
• Assist with marketable securities analysis, LTV calculations, and collateral reviews.
• Support memo components and client summaries for underwriting discussions.

Skills

Analytical skills

Excel proficiency

Attention to detail

Communication skills

Tools

Excel

Job description

Asset & Wealth Management, Private Bank, Credit Underwriter, Analyst- Dallas

Job Description

Our Impact

Across Asset & Wealth Management (AWM), Goldman Sachs empowers clients worldwide to reach their financial goals through advisor‑led planning, investment management, banking, and tailored lending solutions. Within AWM, the Private Bankdelivers competitive borrowing and cash‑management products from Goldman Sachs Bank USA, strategically integrated with each client’s broader wealth strategy. Our lenders and specialists provide bespoke solutions secured by a wide range of asset classes—including marketable securities, alternatives, residential and commercial real estate, and unique assets such as aviation, fine art, and private holdings.

Your Impact

The Underwriting Analyst is an entry‑level role responsible for supporting all aspects of the Private Bank’s credit underwriting process. Analysts focus on data gathering, preliminary financial analysis, exposure tracking, and documentation support. The position is designed to build foundational credit skills and provide exposure to a wide range of wealth‑driven lending solutions.

This is an ideal role for early‑career talent seeking development in financial analysis and credit risk within a sophisticated private banking environment.

Key Responsibilities

Financial & Credit Analysis Support

• Collect and organize financial statements, tax returns, liquidity reports, and collateral documents.
• Prepare initial financial spreads, liquidity analyses, and exposure summaries.
• Assist with marketable securities analysis, LTV calculations, and collateral coverage reviews.
• Support Analysts and Underwriters with initial drafting of memo components and client summaries.

Operational & Execution Support

• Maintain credit files, internal databases, exposure systems, and workflow trackers.
• Support the documentation and closing process by coordinating with Legal, Compliance, and Operations.
• Perform data integrity checks and prepare materials for credit meetings and committee packages.
• Ensure that required documentation is collected and maintained in accordance with policy.
• Support periodic monitoring activities, including annual reviews, covenant checks, and collateral revaluations.
• Assist in identifying discrepancies or red flags in client information and elevate appropriately.
• Work closely with Associates, Underwriters, Bankers, and Risk to ensure timely, accurate execution.
• Participate in team meetings, training sessions, and underwriting discussions.

Qualifications

Required

• 1–3 years of experience in finance, credit underwriting, asset based lending, credit analysis, or credit risk required
• Strong analytical skills and proficiency with Excel and financial statement review.
• High level of accuracy, organization, and attention to detail.
• Strong communication skills and eagerness to learn credit fundamentals.

Preferred

• Internship or experience in private banking, corporate lending, wealth management, or credit operations.
• Exposure to financial modeling or analysis coursework.

Success Factors

• Curiosity and desire to develop credit expertise.
• Strong work ethic and willingness to support multiple stakeholders.
• Ability to learn quickly in a dynamic, high‑volume environment.
• Dependable execution and commitment to accuracy.

About Goldman SachsAt Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.
We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.
We're committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html
© The Goldman Sachs Group, Inc., 2026. All rights reserved.
Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.

Job Info

• Job Identification 160683
• Job Category Analyst
• Posting Date 11/02/2026, 02:58 PM
• Locations Dallas, TX, United States

Healthcare & Medical Services

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally

We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement

We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.

Health

We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.

Fitness

To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).

We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.

Benefits at Goldman Sachs

Read more about the full suite of class-leading benefits our firm has to offer..

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