AVP Portfolio Analytics (FT)

Westfield Bank; Springfield (MA); On-site; USD 70,000 - 105,000; Full time

Job summary

Westfield Bank in Springfield, MA seeks AVP Portfolio Analytics to lead internal loan review and oversee the Portfolio and Document Specialists, ensuring policies and regulatory guidance are followed. Under the 1st VP, Credit Administration, you will drive analytics, supervise staff, update workflows, and coordinate training while maintaining tickler systems and responding to auditors.

Requires a Bachelor’s Degree or equivalent, 1–3 years of management experience, strong communication, and MS

Qualifications

• Bachelor’s Degree or the equivalent work-related experience.
• One to three years of management experience.
• Knowledge of each operational aspect of the department.
• Excellent communication skills.
• Working knowledge of Microsoft Office required.
• Ability to organize, prioritize, delegate, meet deadlines and balance numerous tasks at the same time.

Responsibilities

• Oversees the Internal Loan Review process, ensuring the review program meets or exceeds regulatory guidance on an annual basis.
• Completes and documents loan review analyses on specific segments of the commercial loan portfolio that supplement external loan review.
• Guides, directs and develops training and work assignments of subordinates.
• Identifies weaknesses and coordinates training for staff as needed.
• Monitors the financial statement tickler process and maintains the tickler software.
• Makes recommendations to Management on changes, additions or replacement of system.
• Keeps abreast of all regulatory changes, internal policy and procedure updates.
• Strategizes and updates workflow procedures and technology to create efficiencies within the department.
• Assists in responding to requests of auditors and examiners.
• Performs Credit Administration related duties as needed.
• Must complete BSA, AML and other Regulatory and Continuing Education as assigned.
• Must adhere to all bank and regulatory policies

Education

Bachelor’s Degree or the equivalent work-related experience

1-3 years management experience

Knowledge of department operations

Excellent communication skills

MS Office proficiency

Organization and multitasking

Tools

Microsoft Office

Job description

AVP Portfolio Analytics (FT) Springfield, MA $70,144.78 ? $105,217.17

Annually Job Title: AVP, Portfolio Analytics Department: Credit

Administration Job Status: Full Time FLSA Status: Exempt Grade: 11

Amount of Travel: Some Travel Reports To: 1st VP, Credit Administration

Positions Supervised: Documentation Specialist, Senior Portfolio Analyst

POSITION SUMMARY

Under the guidance of the 1st VP, Credit Administration, the AVP, Portfolio Analytics is responsible for the internal loan review program and overseeing the day-to-day functions of the Portfolio and Document Specialists. Ensures that all policies, procedures and regulations are followed as they pertain to the Department.

ESSENTIAL FUNCTIONS

Oversees The Internal Loan Review process, ensuring the review program meets or exceeds regulatory guidance on an annual basis. Completes and documents loan review analyses on specific segments of the commercial loan portfolio that are strategically targeted to supplement external loan review. Guides, directs and develops training and work assignments of subordinates. Identifies weaknesses and coordinates training for staff as needed. Monitors the financial statement tickler process and assumes responsibility for the software utilized to maintain the ticklers. Makes appropriate recommendations to Management on changes, additions or replacement of system. Keeps abreast of all regulatory changes, internal policy and procedure updates. Strategize and update workflow procedures and technology to create efficiencies within the department. Assists in responding to requests of outside and inside auditors, examiners and external loan review. Performs Credit Administration related duties as needed. Must complete BSA, AML, and other Regulatory and Continuing Education as assigned. Must adhere to all bank and regulatory policies

AND PROCEDURES SPECIFIC TO POSITION

Assumes Additional Responsibilities as requested.

POSITION QUALIFICATIONS

Competencies Decision Making/Judgment Leadership & Employee Development Management

Effectiveness Planning Project Management Education/Experience/Skills & Abilities

Bachelor?s Degree or the equivalent work-related experience required. One to three years of management experience Knowledge of each operational aspect of the department. Excellent communication skills. Working knowledge of Microsoft Office required. Ability to organize, prioritize, delegate, meet deadlines and balance numerous tasks at the same time.

PHYSICAL DEMANDS

Physical Demands Lift/Carry Stand Occasionally 10 lbs or less Frequently Walk Occasionally 11 ? 20 lbs Occasionally Sit Constantly 21 ? 50 lbs Not Applicable Handling/Fingering Frequently 51 ? 100 lbs Not Applicable Reach Outward Occasionally Over 100 lbs Not Applicable Reach Above Shoulder Occasionally Push/Pull Climb Occasionally 12 lbs or less Occasionally Crawl Not Applicable 13 ? 25 lbs Occasionally Squat or Kneel Occasionally 26 ? 40lbs Not Applicable Bend Occasionally 41 ? 100 lbs