AVP, Commercial Lender

Pathfinder Bank; City of Syracuse (NY); Vor Ort; USD 80.000 - 100.000; Vollzeit

Zusammenfassung

A community-focused banking institution is seeking an experienced AVP, Commercial Lender in Syracuse. The role involves developing and managing commercial loan and deposit relationships, evaluating credit risk, and ensuring compliance with bank policies. Ideal candidates have a Bachelor's degree and 2–5 years of commercial lending experience. Join a stable institution that values collaboration and long-term impact over transactional lending.

Qualifikationen

• 2–5 years of experience in commercial lending or equivalent.
• Ability to evaluate credit risk and prepare financing proposals.

Aufgaben

• Develop and manage loan and deposit relationships.
• Structure, negotiate, and close loans.
• Maintain ongoing portfolio management and risk monitoring.

Kenntnisse

Commercial loan and deposit relationship development

Credit analysis

Commercial loan structuring

Financial statement interpretation

Strong communication skills

Ausbildung

Bachelor’s degree

Jobbeschreibung

Description

Are you a relationship-driven commercial lender who thrives on building meaningful partnerships and supporting local businesses? Pathfinder Bank is seeking an experienced AVP, Commercial Lender to grow and manage commercial relationships in the Syracuse market while contributing to the continued strength of our community-focused banking model.

At Pathfinder Bank, we combine over 165 years of service with local decision-making, disciplined credit practices, and a collaborative leadership team. Our lenders are empowered to structure thoughtful financing solutions, maintain strong asset quality, and directly impact the communities they serve. This is not transactional lending. It is strategic, relationship-based banking.

In this role, you’ll develop new commercial loan and deposit relationships, manage an existing portfolio, evaluate credit risk, and partner with internal stakeholders to deliver well-structured lending solutions aligned with the Bank’s credit culture and growth objectives.

What You’ll Do

• Develop and manage commercial loan and deposit relationships within the Syracuse market
• Structure, negotiate, and close commercial and commercial real estate loans
• Evaluate financial statements, assess credit risk, and prepare financing proposals
• Approve loans within authority limits or present recommendations to Loan Committee
• Maintain ongoing portfolio management, including annual reviews and risk monitoring
• Collaborate with treasury management, credit administration, and executive leadership
• Expand market presence through networking, community involvement, and calling on centers of influence
• Ensure regulatory compliance and adherence to Bank policies and procedures

Requirements

• Bachelor’s degree from a four‑year college or university
• 2–5 years of related commercial lending experience; or equivalent combination of education and experience

What You Bring

• Demonstrated success developing commercial loan and deposit relationships
• Strong credit analysis and commercial loan structuring skills
• Knowledge of commercial real estate lending and risk assessment
• Ability to interpret financial statements and assess borrower performance
• Strong communication and presentation skills
• Sound judgment and the ability to balance growth with credit discipline
• Valid Driver’s License and ability to travel within the market area

Why Join Pathfinder Bank

You’ll join a stable, community-focused institution where decisions are made locally and relationships matter. This role offers meaningful autonomy, direct access to leadership, and the opportunity to grow a quality portfolio while supporting businesses across Central New York. If you value collaboration, accountability, and long-term impact over high-volume transactional lending, Pathfinder Bank offers a platform to build a career with purpose.