Automatic Facility Underwriter

AXA XL; New York (NY); On-site; USD 91,000 - 123,000; Full time

Job summary

AXA XL in the United States seeks a Facility Underwriter - Automatic Property Facultative Reinsurance to underwrite new and renewal automatic property facultative business and act as a market presence at industry events. You will develop client relationships to grow market share and support efficient, quality service for internal and external stakeholders.

The role reports to the Property Automatic Facultative Division Manager and requires strong underwriting, analytical, and communication

Qualifications

• Underwriting experience, preferably in Property and Inland Marine lines.
• Insurance industry exposure, with commercial property experience preferred.
• Reinsurance experience is a plus.
• Knowledge of underwriting structures, rating methodologies, and policy language.
• Strong mathematical, analytical, and detail-oriented skills.

Responsibilities

• Underwrite and produce automatic property and inland marine agreements.
• Maintain client/broker contacts and relationships.
• Contribute to hybrid facultative audit processes.
• Manage expenditures in coordination with Division Manager.
• Develop annual personal P&D plan with leadership.
• Communicate with underwriting, actuarial, legal, and claims teams to ensure profitability.
• Serve a book of business and participate in broker/client meetings.
• Support marketing and business development activities.
• Work in a team and contribute to high-performance culture.

Skills

Underwriting

Property & Inland Marine

Client relations

Analytical thinking

Microsoft Office

Tools

MS Office

Job description

Facility Underwriter - Automatic Property Facultative Reinsurance

USA

The Reinsurance Underwriter will, under direction of assigned manager and in accordance with established Facultative Property procedures, underwrite new and renewal commercial Automatic Property Reinsurance Facility business, be a visible presence in the marketplace by representing our company at industry marketing events, develop new and existing client relationships to help increase our market share, be dedicated to maximizing the efficiency of the group, maintaining morale, and providing quality service to internal and external customers.

What You’ll Be Doing

What will your essential responsibilities include?

• Responsible for underwriting and production of automatic property and inland marine agreements
• Maintain client/broker contacts and relationships as appropriate
• Contribute to hybrid facultative audit process as appropriate
• Manage T&E expenditures as appropriate in coordination with Division Manager
• Contribute to and develop annual personal P&D plan in coordination with Property Fac leadership team
• Contribute to risk division training and new hire onboarding as appropriate
• Underwrite terms and conditions and establish pricing for new and renewal automatic property facultative business by gathering, reviewing, and analyzing account information.
• Achieve consistent satisfactory internal/external audit results by adhering to underwriting guidelines, regulatory and rating guidelines.
• Effectively communicate with underwriting, actuarial, legal, underwriting service department and claims staff to ensure profitability of accounts.
• Maintain and service a book of business by analyzing especial acceptance requests, participating in large loss and customer account team meetings, audits and provide top quality customer service to brokers and cedants.
• Participate in the strategic planning and implementation of business development activities including but not limited to identification of key brokers and markets; participation in marketing to external brokers and cedants, which includes activities and events; completion and implementation of action plans from marketing activities; and accompany other underwriters on broker/client visits as needed.
• Work effectively in a team setting; contribute to the creation and sustaining of a high-performance team by embracing and understanding team and unit goals
• Contribute to and implement actions to improve performance and efficiency

You will report to Property Automatic Facultative Division Manager.

What You Will BRING

We’re looking for someone who has these abilities and skills:

Required Skills And Abilities

• Underwriting experience, preferably in Property and Inland Marine lines.
• Exposure to the insurance industry, with commercial property insurance experience preferred.
• Reinsurance experience is a plus.
• Knowledge of underwriting structures, rating methodologies, and policy rating systems.
• Familiarity with insurance policy language and contract wording.
• Mathematical and analytical skills.
• Proficiency with Microsoft Office and other business systems.
• Attention to detail, accuracy, and organizational skills, with the ability to manage multiple priorities.
• Effective written, verbal, and interpersonal communication skills.
• Problem-solving abilities and the capacity to apply analytical and quantitative thinking.
• Ability to work independently while maintaining a customer-focused approach.
• Ability to manage multiple tasks in a fast-paced environment.
• Collaborative approach and commitment to quality and excellence.
• Data entry and information management skills with a focus on accuracy

Who WE Are

AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid‑sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.

How? By combining a comprehensive and efficient capital platform, data‑driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business – property, casualty, professional, financial lines and specialty.

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.

Learn more at axaxl.com

What we OFFER

Inclusion

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It’s about helping one another — and our business — to move forward and succeed.

• Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
• Robust support for Flexible Working Arrangements
• Enhanced family-friendly leave benefits
• Named to the Diversity Best Practices Index
• Signatory to the UK Women in Finance Charter

Learn more at Inclusion & Diversity at AXA XL | AXA XL. AXA XL is an Equal Opportunity Employer.

Total Rewards

AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do.

We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.

Sustainability

At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.

Our Pillars

• Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future. We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.
• Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.
• Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
• AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving.

For more information, please see Sustainability at AXA XL.

Applicants for this role must be legally authorized to work in the United States without sponsorship now or in the future.

The U.S. base salary range for this position is USD 91,000 – 123,000.

Actual pay will be determined based upon the individual’s skills, experience and location. We strive for market alignment and internal equity with our colleagues’ pay.

At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL’s benefits offerings, please visit US Benefits at a Glance 2026.