Auto Liability Claims Adjuster (Remote)

Aegis Security Insurance Company; Houston (TX); Remote; USD 70,000 - 90,000; Full time

Benefits offered by this job

Medical/dental/vision insurance

Generous paid time off

401(k) with employer matching

Job summary

Patriot MGA is seeking a full-time remote Auto Liability Claims Adjuster to investigate, evaluate, and resolve personal auto liability claims. The ideal candidate is organized, diligent, and detail-oriented, with strong decision-making and communication skills.

Responsibilities include reviewing documents, applying state laws, and documenting rationale while managing a portfolio of claims. Licenses or the ability to obtain them are required.

Qualifications

• 3+ years of auto liability claims handling experience (5+ preferred).
• Experience in MGA, carrier, or insurance claims environment.
• Active adjuster licenses or ability to obtain.

Responsibilities

• Investigate auto liability claims by reviewing statements, police reports, photos, and witness accounts.
• Analyze accident facts and state laws to determine liability and negligence.
• Document rationale and decisions in the claim file with timeliness and accuracy.
• Manage an assigned inventory from investigation to resolution or transfer.

Skills

Auto liability claims

Investigative skills

Regulatory compliance

Communication skills

Claims systems

Microsoft Office

Tools

Claims management systems

Microsoft Office

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Auto Liability Claims Adjuster (Remote)

Harrisburg, PA, US

Salary Range: $70,000.00 To $90,000.00 Annually

Patriot MGA is seeking a full-time remote Auto Liability Claims Adjuster to investigate, evaluate, and resolve personal auto liability claims. The ideal candidate is self-motivated, detail-oriented, highly organized, driven to achieve, and demonstrates excellent decision-making ability.

At Patriot MGA, we foster a collaborative culture that values accountability, teamwork, and continuous improvement. We seek professionals who are organized, customer-focused, and committed to handling claims with accuracy, efficiency, and full regulatory compliance.

Patriot MGA offers the opportunity to join an established company in growth mode. Our pay and benefits program includes:

• medical, dental, and vision insurance with no waiting period
• generous paid time off in year of hire
• 401(k) with employer matching

Responsibilities

• Investigate auto liability claims by reviewing statements, police reports, photographs, witness accounts, and other supporting documentation.
• Analyze accident facts and applicable state laws to determine liability and comparative negligence.
• Make timely, well-supported liability decisions and clearly document the rationale in the claim file.
• Manage an assigned inventory of claims from initial investigation through resolution or transfer to the appropriate claims specialist.
• Identify potential bodily injury exposure, recognize coverage concerns, and elevate complex or high-exposure claims when appropriate.
• Communicate professionally and effectively with insureds, claimants, attorneys, and other involved parties.
• Evaluate liability disputes, conflicting statements, and evidence to determine appropriate claim handling strategies.
• Maintain accurate and timely claim notes, diaries, follow-ups, and action plans.
• Monitor pending claims and maintain consistent follow-up to prevent unnecessary delays.
• Recognize potential fraud indicators, coverage issues, and subrogation opportunities and refer them for appropriate handling.
• Adhere to applicable state claim-handling requirements, regulatory deadlines, company procedures, and settlement authority guidelines.
• Meet established performance standards for inventory management, file quality, timeliness, and claim resolution.
• Work collaboratively with bodily injury adjusters, supervisors, and management to ensure appropriate claim outcomes.

Required Qualifications

• Minimum of 3 years of auto liability claims handling experience; 5 or more years preferred.
• Experience in an MGA, carrier, or insurance claims administration environment.
• Active adjuster licenses in applicable states, or the ability to obtain required licenses.
• Demonstrated experience investigating auto accidents and making liability determinations.
• Working knowledge of negligence, comparative negligence, and personal auto liability claim handling.
• Strong analytical, investigative, organizational, and decision-making skills.
• Excellent written and verbal communication skills.
• Ability to manage competing priorities and maintain an organized claim inventory.
• Proficiency with claims management systems and Microsoft Office.
• Ability to work independently while recognizing when supervisory guidance or additional authority is required.

Salary Range

$70,000 - $90,000 annually depending on candidate’s experience and location