Auto Claims Specialist, Bodily Injury

Zurich North America; Addison (TX); Hybrid; USD 50,000 - 81,000; Full time

Job summary

Zurich North America in Addison, TX is seeking a claims professional to manage auto bodily injury claims of varying complexity, collaborating with internal and external attorneys to develop case strategies. The role requires establishing reserves, evaluating damages, and ensuring regulatory compliance while referring cases to subrogation or fraud teams when appropriate.

The position offers hybrid work arrangements and a comprehensive rewards package, with eligibility for bonuses and merit

Qualifications

• Bachelor’s degree or equivalent with 2+ years in Claims or Insurance.
• Zurich Certified Insurance Apprentice with Associate Degree and 2+ years in Claims.
• High School Diploma with 4+ years in Claims or complete Zurich training with 2+ years.
• Must obtain and maintain required adjuster licenses.
• Microsoft Office experience.
• Knowledge of insurance regulations, markets and products.

Responsibilities

• Handle auto bodily injury claims with varying complexity.
• Collaborate with attorneys internally and externally.
• Partner with attorneys on complex claims cases.
• Develop case strategy and evaluation; escalate issues as appropriate.
• Establish timely reserves and perform ongoing review throughout claims cycle within authority limit by estimating and validating value of claims.
• Assess damages by calculating applicable damages or range of damages allowed by law.
• Ensure customer service by proactively communicating information; responding to inquiries; following customer protocols and may participating in customer marketing efforts.
• Ensure legal compliance by following state and federal laws and regulations and internal control requirements.
• Refer claim to subrogation and fraud teams by identifying potential subrogation and fraud.

Skills

Analytical skills

Critical thinking

Problem solving

Verbal communication

Written communication

Customer service

Relationship building

Education

Bachelor's degree

Zurich Certified Insurance Apprentice

High School Diploma

Zurich Claims Training Program

Tools

Microsoft Office

Job description

Responsibilities

• Handle auto bodily injury claims with different levels of complexity.
• Work closely with attorneys internally and externally
• Partner with attorneys on complex claims cases
• Work to have a timely resolution to claims by developing case strategy; developing a case evaluation; escalating issues as appropriate.
• Establish timely reserves and perform ongoing review throughout claims cycle within authority limit by estimating and validating value of claims.
• Assess damages by calculating applicable damages or range of damages allowed by law.
• Ensure customer service by proactively communicating information; responding to inquiries; following customer protocols and may participating in customer marketing efforts.
• Ensure legal compliance by following state and federal laws and regulations and internal control requirements.
• Refer claim to subrogation and fraud teams by identifying potential subrogation and fraud.

Basic Qualifications

• Bachelor’s Degree and 2 or more years of experience in the Claims or Insurance area OR
• Zurich Certified Insurance Apprentice including an Associate Degree and 2 or more years of experience in the Claims or Insurance area OR
• High School Diploma or Equivalent and 4 or more years of experience in the Claims or Insurance area ORCompletion of Zurich Claims Training Program and 2 or more years of experience in the Claims or Insurance area AND
• Must obtain and maintain required adjuster license(s)
• Microsoft Office experience
• Knowledge of insurance regulations, markets and products

Preferred Qualifications

• Prior experience in auto claims handling, insurance claims, or related customer service field. Understanding of auto insurance policies, coverage, and state regulations.
• Commercial insurance experience and/or prior auto bodily injury claims handling experience.
• Customer service experience
• Strong analytical, critical thinking and problem-solving skills
• Strong verbal and written communication skills
• Experience collaborating across work groups Ability to develop and maintain strong relationships
• Understands claims adjustment process and possesses ability to determine scope/exposure for losses
• Understands the use of vendors and how litigation strategies are developed
• Understands and applies financial and actuarial/reserving concepts.
• Familiarity with negotiation strategies and experience in suggesting alternative approaches

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply—your unique background matters to us.

The pay range shown is a national average and may vary by location. The proposed salary range for this position is $49,500 - $81,000, with short-term incentive bonus eligibility set at 10%.

We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.]

Why Zurich?

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment—so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500®.

Join us for a brighter future—for yourself and our customers.

Why Zurich is an Equal Opportunity Employer

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code

• 1033.

Please note:

Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.

Location(s): AM - Addison, AM - Atlanta, AM - Gold River, AM - Schaumburg

Remote Working: Hybrid

Schedule: Full Time

Employment Sponsorship Offered: No