Audit Manager I (US) - Financial Crimes

TD Bank, N.A.; Charlotte (NC); On-site; USD 77,000 - 129,000; Full time

Job summary

TD Bank, N.A. is seeking an Audit Manager I in Charlotte, NC to execute audits for an assigned business line, function, or project.

The role may involve leading audits end-to-end and coaching others, ensuring high-quality documentation and timely delivery while handling confidential information with discretion. The candidate will bring 5+ years of relevant audit experience, with preference for BSA/AML/OFAC domain exposure and professional certifications such as CAMS or CIA.

Qualifications

• Undergraduate degree required.
• 5+ years of relevant experience.
• Experience auditing in BSA/AML/OFAC domain preferred.
• Ability to multi task audit deliverables and manage priorities for delivery.
• Understand regulatory environment related to BSA/AML; exposure to high regulatory scrutiny.
• Relevant professional certifications (e.g. CAMS, CIA or similar) preferred.

Responsibilities

• Conduct audit work for assigned business, function or project.
• Oversee and independently perform audits from end-to-end.
• Provide subject matter expertise on audits of varying complexity.
• Lead moderately complex audits and manage audit findings and documentation.
• Coordinate with stakeholders and ensure completion of audit activities.
• Present objective audit opinions and recommendations to management.

Skills

BSA/AML/OFAC audit experience

Audit deliverables multitasking

Regulatory environment understanding

Professional certifications (CAMS/CIA)

Education

Undergraduate degree

Job description

Work Location: Charlotte, North Carolina, United States of America Hours: 40 Pay Details: $77,260 - $128,940 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues.

Growth opportunities and skill development are defining features of the colleague experience at TD.

Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role.

The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Audit

Job Description:

The Audit Manager I executes audits for an assigned business, function or project as part of a team or as an individual contributor and/or provide subject matter expertise on audits ranging in complexity. May manage/lead a number of moderately complex audits, related engagement and/or projects/initiatives. and has responsibility for completion of the audit.

Depth & Scope:

Works as an audit subject matter expert and may coach and educate others

Oversees and/or independently performs audits from end-to-end

May lead moderately complex audits and have responsibility for completion of the audit

Undertakes and completes a variety of projects and initiatives, may include the integration of cross functional processes within own area of expertise

Ability to process and handle confidential information with discretion

Education & Experience:

Undergraduate degree required 5+ years of relevant experience

Preferred Qualifications:

Experience auditing in the BSA / AML / OFAC domain

Ability to multi task audit deliverables and manage priorities for delivery

Experience in conducting walkthroughs, testing audit results and high quality documentation

Understanding of the regulatory environment related to BSA/AML as well as exposure working in an environment with high regulatory scrutiny

Relevant professional certifications (e.g. CAMS, CIA or similar) preferred

Customer Accountabilities:

Conducts audit work based on established audit plans and executes the audit in accordance with established standards ensuring completion

Executes testing of controls such as but not limited to walkthroughs (leading and documentation), test scripts (development and execution), and issue management (identification and capturing in the grid)

May execute the development of Audit Planning Memorandum (APM), Process Risk and Control Matrix (pRCM), Findings Grid and Audit Report

May complete L1 reviews/sign off on all audit activities (i.e. walkthroughs, test scripts, test results, grid, evidence uploads)

Contributes to the audit planning process for specific audits, ensuring appropriate programs and audit risk assessments are completed accordingly

Manages the ongoing audit communications process with the stakeholders during and subsequent to the audit

Presents objective and independent audit opinion on the adequacy of internal controls in accordance with established professional audit standards, including presentation of findings and recommendations to stakeholders and audit management

Executes follow-up of findings raised from regulatory and internal divisional audits in accordance with firm policy

Provides subject matter expertise and/or input to audit projects/initiatives as a representative for area of specialization identify key risks and identify opportunities where controls are missing or are inadequate to mitigate these risks

Shareholder Accountabilities:

Adheres to internal policies / procedures, enterprise frameworks and methodologies and applicable regulatory guidelines, contributes to the review of internal processes and activities and assist in identifying control weaknesses / failures, potential opportunities to improve operational efficiencies for own business area

May develop and provides complex reporting, analysis, and assessments at the functional or enterprise level

Prioritizes and manages own workload to deliver quality results and meet assigned timelines

Keeps current on emerging trends / developments and grows knowledge of the business, analytical tools and techniques and apply them where appropriate

Develops and delivers audit findings, presentations / communications to management or broader audience

Assesses / identifies key issues and escalates to appropriate levels and relevant stakeholders where required

Contributes to the analysis, due diligence and implementation of initiatives within defined area of responsibility

Employee/Team Accountabilities:

Continuously enhances knowledge / expertise in own area

Supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interest

Identifies and recommends opportunities to enhance productivity, effectiveness and operational efficiency

Establishes effective relationships across multiple businesses

Participates in knowledge transfer within the team and business units

Works to achieve individual goals and support other team members in the achievement of team goals and divisional objectives

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

Domestic Travel – Occasional

International Travel – Never

Performing sedentary work – Continuous

Performing multiple tasks – Continuous

Operating standard office equipment - Continuous

Responding quickly to sounds – Occasional

Sitting – Continuous

Standing – Occasional

Walking – Occasional

Moving safely in confined spaces – Occasional

Lifting/Carrying (under 25 lbs.) – Occasional

Lifting/Carrying (over 25 lbs.) – Never

Squatting – Occasional

Bending – Occasional

Kneeling – Never

Crawling – Never

Climbing – Never

Reaching overhead – Never

Reaching forward – Occasional

Pushing – Never

Pulling – Never

Twisting – Never

Concentrating for long periods of time – Continuous

Applying common sense to deal with problems involving standardized situations – Continuous

Reading, writing and comprehending instructions – Continuous

Adding, subtracting, multiplying and dividing – Continuous

Our Total Rewards Package

Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at [e-mail]. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

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Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities. Learn more: Canada | US | Europe & Asia Pacific