Assumptions Mortgage Loan Consultant

TWO; Fort Mill (SC); On-site; USD 50,000 - 70,000; Full time

Job summary

TWO is seeking a Mortgage Loan Consultant to gain licensure for mortgage loans. Responsibilities include educating customers on the loan process, taking applications, and ensuring effective communication.

The ideal candidate possesses an Associate's Degree, strong analytical and problem-solving skills, and familiarity with conventional loan programs. This position requires maintaining licenses and may involve extended hours.

Qualifications

• Ability to obtain licensing authority to perform origination functions.
• Requires strong organization and attention to detail.
• 2+ years in the mortgage industry preferred.

Responsibilities

• Complete education program and obtain necessary licensure.
• Counsel customers on the assumption loan program.
• Monitor the loan from application to closing.

Skills

Organizational skills

Analytical skills

Problem-solving skills

Communication skills

Microsoft Office

Education

Associate's Degree

Job description

Job Description

Posted Tuesday, June 16, 2026 at 5:00 AM

The MLCI will gain the necessary licensure to originate assumption mortgage loans.

Mortgage Loan Consultants report directly to the AVP, Escrow and Special Loans and, upon licensure, work closely with current customers to educate them on the assumption process, take assumption applications and communicate expectations.

Responsibilities

• Complete education program and obtain SAFE and State licensure as required
• Counsel customers regarding the assumption loan program.
• Pre-qualify potential borrowers based on income, debt, employment history, and other credit data.
• Determine customers' eligibility.
• Assist in gathering customer’s authorizations and supporting documentation as required by regulation and/or program guidelines.
• Originate applications and monitor the loan from application through closing process, maintaining effective communications with customers, referral sources, and loan support staff.

Qualifications

Required:

• Possesses the ability to obtain licensing authority to perform origination functions
• Ability to maintain licenses, procure additional licensing and perform requisite continuing education requirements is necessary
• An Associate’s Degree, as well as strong organization, attention to detail
• Working knowledge of conventional and government loan programs
• Strong analytical and problem solving skills
• Effective written and verbal communication/presentation skills
• Must be able to keep up to date on regulation changes– knowledge may be gained through coursework and on-the-job training
• Extended and weekend work hours may be required
• 2+ Mortgage industry experience preferred
• Microsoft Office skills, at an intermediate level is preferred

Physical Demands & Working Conditions

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of their role.

• Ability to communicate effectively through speech and hearing, both in-person and over the phone.
• The employee is required to sit for extended periods of time and is occasionally required to stand and walk.
• Remaining in a stationary position for extended periods, frequently sitting but occasionally involving standing or walking short distances; the employee may occasionally climb or balance, and stoop, kneel, crouch, or crawl.
• Regular use of hands and fingers for tasks like keyboarding, operating office equipment, and filing documents.
• Ability to lift and move objects weighing up to 10 pounds, and potentially up to 20 pounds occasionally.
• Ability to observe details at close range, such as viewing a computer screen, reviewing documents, and performing data analysis.
• The noise level in the work environment is usually quiet to moderate, and no extreme conditions are present.

About RoundPoint Mortgage Servicing LLC

RoundPoint Mortgage Servicing LLC is a fully integrated, non-bank mortgage company, with a subservicing portfolio of approximately 900,000 loans. In 2023, RoundPoint was acquired by Two Harbors Investment Corp. (NYSE: TWO), reaffirming its commitment to MSR as core and essential to our business strategy and our future. A combined Two Harbors and RoundPoint capitalizes on the strengths of both companies, adding significant value for stakeholders through operational and cost efficiencies, as well as the ability to participate more fully in the mortgage finance space as opportunities arise.

Founded in 2009, Two Harbors has grown into a leading publicly traded residential mortgage real estate investment trust (mortgage REIT). We leverage our core competencies of understanding and managing interest rate and prepayment risk to invest in our Agency residential mortgage-backed securities (RMBS) and mortgage servicing rights (MSR) portfolio, with the objective of delivering attractive risk-adjusted returns to our stockholders.