Assumptions Mortgage Loan Consultant

RoundPoint Mortgage Servicing LLC; Coppell (TX); On-site; USD 50,000 - 70,000; Full time

Job summary

RoundPoint Mortgage Servicing LLC is looking for a Mortgage Loan Consultant in Coppell, Texas. In this role, you will gain the necessary licensure to originate assumption mortgage loans and work closely with customers, guiding them through the assumption process.

The position requires strong organizational skills, attention to detail, and a commitment to professional development. You must effectively communicate with clients and maintain up-to-date knowledge on industry regulations. The job may require extended hours, and experience in the mortgage industry is preferred.

Qualifications

• Ability to obtain required licensing for mortgage loan origination.
• 2+ years of mortgage industry experience preferred.
• Strong written and verbal communication skills.

Responsibilities

• Complete education program to gain licensure.
• Counsel customers on the assumption loan program.
• Originate applications and monitor loan processes.

Skills

Organization

Attention to detail

Analytical skills

Problem solving

Microsoft Office

Communication skills

Education

Associate's Degree

Job description

446 Wrenplace Rd, Fort Mill, SC 29715, USA

Job Description

The MLCI will gain the necessary licensure to originate assumption mortgage loans.

Mortgage Loan Consultants report directly to the AVP, Escrow and Special Loans and, upon licensure, work closely with current customers to educate them on the assumption process, take assumption applications and communicate expectations.

Responsibilities

• Complete education program and obtain SAFE and State licensure as required
• Counsel customers regarding the assumption loan program.
• Pre‑qualify potential borrowers based on income, debt, employment history, and other credit data.
• Determine customers' eligibility.
• Assist in gathering customers' authorizations and supporting documentation as required by regulation and/or program guidelines.
• Originate applications and monitor the loan from application through closing process, maintaining effective communications with customers, referral sources, and loan support staff.

Qualifications

Required:

• Possesses the ability to obtain licensing authority to perform origination functions
• Ability to maintain licenses, procure additional licensing and perform requisite continuing education requirements is necessary
• An Associate's Degree, as well as strong organization, attention to detail
• Working knowledge of conventional and government loan programs
• Strong analytical and problem solving skills
• Effective written and verbal communication/presentation skills
• Must be able to keep up to date on regulation changes– knowledge may be gained through coursework and on-the-job training
• Extended and weekend work hours may be required
• 2+ Mortgage industry experience preferred
• Microsoft Office skills, at an intermediate level is preferred

Physical Demands & Working Conditions

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of their role.

• Ability to communicate effectively through speech and hearing, both in-person and over the phone.
• The employee is required to sit for extended periods of time and is occasionally required to stand and walk.
• Remaining in a stationary position for extended periods, frequently sitting but occasionally involving standing or walking short distances; the employee may occasionally climb or balance, and stoop, kneel, crouch, or crawl.
• Regular use of hands and fingers for tasks like keyboarding, operating office equipment, and filing documents.
• Ability to lift and move objects weighing up to 10 pounds, and potentially up to 20 pounds occasionally.
• Ability to observe details at close range, such as viewing a computer screen, reviewing documents, and performing data analysis.
• The noise level in the work environment is usually quiet to moderate, and no extreme conditions are present.