Associate Underwriter — Life & LTC Risk Analyzer

illumifin; Minnesota; On-site; USD 60,000 - 90,000; Full time

Job summary

illumifin in Minnesota is seeking an Associate Underwriter to support the daily operations of the Underwriting Department. You will prepare files for underwriting reviews, assess risk for Life and Long Term Care insurance, and communicate decisions to clients and internal teams.

The role requires strong attention to detail, effective written and verbal communication, and adherence to HIPAA and company policies.

Responsibilities

• Prepare file for underwriting review to determine documentation needed.
• Assess risk for Life and Long Term Care insurance using lifestyle, medical, and cognitive information.
• Indicate if an application qualifies for approval or decline and communicate decisions.
• Review and complete underwriting decisions on cases with minimal requirements.
• Review weekly, monthly, and quarterly reporting for internal and external use, including billing submissions.
• Act as liaison between clients, Underwriting, and vendors to expedite case requirements.
• Support administrative underwriting functions in internal systems and vendor websites.
• Adhere to HIPAA and participate in Corporate Compliance training as required.
• Meet established quality and production expectations.
• Other duties as assigned.

Skills

Underwriting

Risk assessment

HIPAA compliance

Communication

Reporting

Job description

illumifin in Minnesota is seeking an Associate Underwriter to support the daily operations of the Underwriting Department. You will prepare files for underwriting reviews, assess risk for Life and Long Term Care insurance, and communicate decisions to clients and internal teams.

The role requires strong attention to detail, effective written and verbal communication, and adherence to HIPAA and company policies.