Associate Underwriter I - Individual & BT

BCBS Global Solutions; King of Prussia (PA); In loco; USD 28.000 - 40.000; Tempo pieno

Vantaggi offerti da questo lavoro

Competitive hourly rate starting at $?

Annual bonus

Competitive medical plans

Telemedicine available

Paid parental leave

Employee assistance and wellness 24/7

Free international healthcare coverage

Work abroad arrangements available

Generous PTO accrual with carry-over

9 paid holidays + floating holiday + 1

Tuition reimbursement

Career/Learning and development

401(k) with company match

Pet insurance

Identity theft and legal coverages

Virtual well-being platform

Descrizione del lavoro

BCBS Global Solutions is seeking an Associate Underwriter I for Individual and Business Travel to assess and underwrite applications using established guidelines. You will collaborate with sales, document processes, and ensure timely delivery of accurate quotes while maintaining compliance with domestic and international insurance laws.

The role emphasizes strong analytical skills, detail orientation, and clear communication, with an expectation of meeting tight deadlines and handling high-speed

Competenze

• Bachelor’s degree required.
• Familiarity with underwriting concepts.
• Interest in international health insurance industry.
• Strong analytical skills and attention to detail.
• Excel knowledge is a plus.
• Strong oral and written communication skills.
• Ability to meet strict deadlines.
• Requires high-speed internet (75 Mbps minimum).

Mansioni

• Analyze health information from Individual and Business Travel applicants using underwriting guidelines.
• Communicate underwriting requirements and decisions with sales personnel.
• Identify and document best practices and operational efficiencies.
• Underwrite new and renewal business and assess risk per guidelines.
• Create and document standardized underwriting processes.
• Organize and manage underwriting workflow to deliver accurate quotes on time.
• Summarize activities and report to the manager.
• Maintain compliance with applicable laws and regulations.
• Document department activities and develop UW guidelines with input from management.
• Provide monthly and quarterly data reporting.
• Maintain department file systems and perform other duties as assigned.

Conoscenze

Analytical skills

Detail oriented

Oral and written communication

Meeting deadlines

Formazione

Bachelor's degree

Strumenti

Microsoft Excel

Descrizione del lavoro

Who We Are

At Blue Cross Blue Shield Global Solutions℠ (BCBS Global Solutions℠), we make it easy for people and organizations to access and pay for healthcare abroad. By combining digital innovation with human-centered care, we go above and beyond for our customers and deliver an international healthcare experience that's simple, efficient and human.

Whether our customers live, work, travel or study abroad, we give them the confidence and peace of mind to say "yes" to new possibilities.

The Associate Underwriter I – Individual and Business Travel analyzes Individual applicant and Business Travel Group responses on applications for determination of policy issuance and rate level using established company protocols and commercial medical underwriting guidelines. In addition, the employee must analyze and interpret Individual applicants’ medical records in the context of established commercial guidelines. The Associate Underwriter I– Individual and Business Traveler must report detailed activity to manager and may be responsible for developing reports for management.

Responsibilities

• Analyze health information from Individual and Business Travel Group applicants using commercial underwriting guidelines.
• Manage communication of underwriting requirements and decisions with appropriate sales personnel.
• Identify and document best practices and operational efficiencies.
• Underwrite new and renewal business using sound analysis and risk assessment techniques while adhering to the company's service standards and underwriting guidelines.
• Create and document standardized processes for the Individual and Business Travel underwriting processes.
• Organize and manage Individual and Business Travel underwriting workflow to timely delivery of accurate quotes.
• Summarize and report activities to manager.
• Meet turnaround time for opportunities.
• Ensure compliance with domestic and international insurance laws and regulations.
• Document department activities and develop with manager input UW guidelines for department control processes.
• Monthly and quarterly reporting to maintain data sets.
• Serious level of attention is needed for a minimal margin of errors.
• Maintain department file systems.
• Other duties as assigned.

Requirements

• Bachelor’s degree required.
• Preferred familiarity with underwriting concepts.
• Desire to work in the international health insurance industry.
• Strong analytic skills and detail oriented.
• Excel knowledge is a plus.
• Strong oral and written communication skills.
• Ability to meet strict deadlines.
• Employee is required to have at minimum an internet speed of 75 Mbps (standard high-speed Internet access).

What you’ll get in return

• Competitive hourly rate starting at $25/hr + annual bonus
• Competitive medical plans
• Telemedicine available
• Paid parental leave
• Employee assistance and wellness support 24/7
• Free international healthcare coverage

Other Great Perks

• Work abroad arrangements available
• Generous PTO accrual program with carry-over option
• 9 paid holidays in addition to one floating holiday and one volunteer day
• Tuition reimbursement
• Career/Learning and development opportunities
• 401(k) with generous company match
• Pet insurance offerings
• Identify theft and legal coverages available
• Emphasis on well-being (Virtual well-being platform, monthly mindfulness events, and giveaways)