Associate Underwriter I

Great American Insurance Group; Richfield Township (OH); Hybrid; USD 55,000 - 75,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision coverage

Wellness programs

Parental leave

Adoption assistance

Tuition reimbursement

Paid time off

Paid holidays

401(k) with company match

Employee stock purchase plan

Commuter benefits

Job summary

National Interstate Insurance Company, part of Great American Insurance Group, seeks an Associate Underwriter I for our Richfield, OH area. This on-site role supports hybrid work with four days in office and one remote day, focusing on application review, data gathering, and risk assessments.

The position emphasizes collaboration with underwriters and brokers, maintaining files, and contributing to reports for management. Associates degree in business/finance or related field is required.

Qualifications

• Associates degree in business, finance, or related field or equivalent experience.
• Ability to work under close supervision with established authority limits.
• Foundational knowledge of policy provisions and underwriting workflows.

Responsibilities

• Review and evaluate applications per company policies and underwriting guidelines.
• Collaborate with underwriters and brokers/agents to obtain information and clarify details.
• Review financial statements, property values, and loss histories for risk assessment.
• Maintain underwriting files and ensure documents and approvals are properly filed.
• Prepare reports on risk evaluations, policy statuses, and portfolio performance.
• Underwrite new and renewal policy transactions within written authority.
• Enter policy information into assigned product/territory templates; proof/edit as needed.
• Assist with renewal/change/mid-term underwriting and related data review.
• Provide information to Processing to issue policies and endorsements on a timely basis.

Skills

Underwriting

Risk assessment

Broker liaison

Data review

Education

Associates Degree in Business/Finance

Tools

Policy systems

Job description

National Interstate is a member of Great American Insurance Group. As one of the leading commercial transportation insurers in the nation, we offer risk financing solutions in all 50 states tailored to meet the needs of a wide variety of transportation classes. Our offerings include traditional insurance and innovative alternative risk transfer (ART) programs, including more than a dozen group captive programs catering to niche wheels markets. We are proud to be a multiple Northcoast 99 winner and Cleveland Plain Dealer Top Workplace in Northeast Ohio. It is because of our talented and dedicated team that we are able to live out our company values of integrity, transparency, fairness, accountability, empowerment and collaboration with each transaction we make.

At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.

This position is not eligible for employment visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship.

Since 1989, National Interstate has specialized in serving the insurance needs of the wheels-based transportation industry. Our steadfast focus on developing niche expertise in product design, loss control and claim services has made National Interstate one of the most respected names in commercial transportation insurance today. (https://natl.com/)

National Interstate is looking for an Associate Underwriter I to join their team. This individual will work a hybrid schedule out of the Richfield, Ohio office.

National Interstate’s culture is built on connection, shared learning, and strong relationships. To support this, employees in this role are expected to be on-site four days a week, with the flexibility to work one day remotely. Core in‑office days are Tuesday–Thursday, with the fourth day determined by business needs.

Essential Job Functions and Responsibilities

• Assists in the review and evaluation of applications, ensuring they align with Company policies and underwriting guidelines.
• Works closely with underwriters and brokers/agents to gather additional information and clarify application details.
• Reviews relevant data, including financial statements, property valuations, and loss histories to assist with risk assessment.
• Assists in maintaining underwriting files, ensuring all documents and approvals are properly filed.
• Compiles reports on risk evaluations, policy statuses, and portfolio performance for underwriters and management.
• May underwrite new and renewal policy transactions within written authority.
  • May enter policy information on an assigned product, territory and / or agency in accordance with template rules.
  • Proofs / audits policy information on an assigned product, territory, and/or agency(ies).
  • Assists with reviewing premium and loss data on an individual account as part of renewal underwriting, change underwriting, or mid-term underwriting.
• Orders and reviews required reports, endorsement requests, service requests, and general correspondence.
• Research and may respond to questions from brokers/agents.
• Provides information to Processing that is needed to issue policies and endorsements on a timely basis.May issue, process or code transactions.
• Performs other duties as assigned.

Job Requirements

Education:

Associates Degree in Business, Finance, or a related field or equivalent experience.

Scope of Job/Qualifications:

Performs work under close supervision and technical direction. Performs standard duties utilizing often-complex processes/procedures on assignments of a routine nature.Possesses procedural knowledge and skills that enable task accomplishment.Demonstrates working knowledge of coverage and forms, provisions for policies written within the assigned territory/unit, workflow and systems. Foundational written and verbal skills. Works within standard, established authority limits.

Company:

NIIC National Interstate Insurance Company

Benefits:

We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.

*Excludes seasonal employees and interns.*