Associate Underwriter (Excess & Surplus - Binding)

International Association of Insurance Professionals (IAIP); Scottsdale, Northern (AZ, KY); Hybrid; USD 50,000 - 75,000; Full time

Benefits offered by this job

Hybrid work environment

Mentorship program

Training & development opportunities

Educational Assistance Program

Healthcare and Wellness Programs

Performance-based bonuses

College Loan Assistance Support Plan

Job summary

IAT Insurance Group in Scottsdale, AZ is offering an Associate Underwriter program designed to build a strong foundation in underwriting through mentorship and hands-on experience.

You will evaluate risk, communicate decisions, support agency relationships, and contribute to reporting while learning the trade in a hybrid work environment.

This entry‑level opportunity is open to May 2027 graduates and requires travel, excellent communication skills, and US work eligibility.

Qualifications

• Four-year college degree or equivalent experience required.
• Willingness to travel is required.
• Excellent oral and written communication skills with demonstrated leadership and professionalism.
• Authorized to work in the United States without visa sponsorship.

Responsibilities

• Evaluate information to determine risk acceptability, price, and document decisions per guidelines.
• Communicate underwriting and pricing decisions to achieve optimal outcomes and understanding of direction.
• Document decisions in accordance with business unit practices and regulatory standards.
• Build relationships with assigned agency personnel and internal staff.
• Assist with reporting and various project needs.
• Act with a sense of urgency on inquiries and requests.

Skills

Communication skills

Leadership

Organization

Time management

Education

Four-year college degree or equivalent

Job description

Raise your hand if you're naturally curious and enjoy learning about different industries and how their businesses operate. We get that. In fact, this Associate Underwriter role might be the perfect career launch to keep you learning, analyzing, and growing. This position is part of our extensive Associate Underwriter Program, a structured and immersive experience designed to build a strong foundation in the field. Through this program, hires gain exposure to all angles of the underwriting profession and are equipped to apply analytical skills in evaluating business risk from an insurance standpoint.

Building a strong career foundation is imperative to professional growth - that's why our Associate Underwriter program is designed to provide hires with the skills needed for a rewarding future in Underwriting. Associate Underwriters will be mentored by a designated coach to learn about the company, and the part they'll play in making IAT successful.

Job Description:

The Excess and Surplus Business Unit at IAT Insurance Group has an opening for an Associate Underwriter that can start June 1st of 2027 in our Scottsdale, Arizona office.

This is a great entry-level career opportunity and/or a great position for someone with several years of industry experience who wants to continue to learn and grow in the insurance industry. Please note, IAT works on a hybrid schedule, working from the office Monday through Wednesday with the option of working remotely Thursday and Friday.

As an Associate Underwriter, you'll make an impact by:

• Evaluating information to determine risk acceptability, price, and document decisions in accordance with company guidelines and standards.
• Making appropriate decisions based on evaluation of information.
• Effectively communicating and negotiating underwriting and pricing decisions to achieve optimal outcomes and ensure understanding of company direction.
• Documenting decisions in accordance with business unit best practices and regulatory standards.
• Building effective working relationships with assigned agency personnel as well as internal company staff.
• Acting with a sense of urgency on all inquiries/requests.
• Providing unmatched customer service.
• Driving new business opportunities to assigned agents.
• Manage small territory with mentor oversight
• Assist with various reporting and project needs
• Performs other duties as assigned.

We're ready to onboard a candidate with:

• A four-year college degree or equivalent applicable experience (We will consider May 2027 graduates)
• Equivalent applicable experience is defined as 4 years of applicable insurance industry experience.
• The desire and ability to travel.
• Excellent oral and written communication skills as well as demonstrated leadership, professionalism, organization, and time management.
• To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes.

IAT Insurance Group is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.

At IAT, we're committed to driving and building an open and supportive culture for all. Our employees propel IAT forward - driving innovation, stable partnerships and growth. That's why we continue to build an engaging workplace culture to attract and retain the best talent.

We offer comprehensive benefits (Full Time Employees Eligible):

• 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
• 7% 401(k) Company Match and additional Profit Sharing
• Hybrid work environment
• Numerous training and development opportunities to assist you in furthering your career
• Healthcare and Wellness Programs
• Opportunity to earn performance-based bonuses
• College Loan Assistance Support Plan
• Educational Assistance Program
• Mentorship Program
• Dress for Your Day Policy

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.