Associate Underwriter (Excess & Surplus – Binding)

IAT Insurance Group; Scottsdale, Northern (AZ, KY); Hybrid; USD 52,000 - 68,000; Full time

Benefits offered by this job

26 PTO Days (Entry Level) + 12 Company

7% 401(k) Company Match and additional

Hybrid work environment

Numerous training and development opps

Healthcare and Wellness Programs

Opportunity to earn performance-based

College Loan Assistance

Support Plan

Educational Assistance Program

Mentorship Program

Dress for Your Day Policy

Job summary

IAT Insurance Group in Scottsdale, AZ is hiring an Associate Underwriter for its program designed to launch a career in underwriting. The role offers hybrid work from the Scottsdale office Monday-Wednesday with remote Thursday and Friday.

You'll be mentored by a coach, evaluate risk, determine price, and support business growth while building industry knowledge through structured training. This entry-level opportunity seeks recent graduates or those with four years of related experience,

Qualifications

• A four-year college degree or equivalent applicable experience.
• Equivalent applicable experience is defined as 4 years of applicable insurance industry experience.
• The desire and ability to travel.
• Excellent oral and written communication skills as well as demonstrated leadership, professionalism, organization, and time management.
• To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes.

Responsibilities

• Evaluating information to determine risk acceptability, price, and document decisions in accordance with company guidelines and standards.
• Making appropriate decisions based on evaluation of information.
• Effectively communicating and negotiating underwriting and pricing decisions to achieve optimal outcomes and ensure understanding of company direction.
• Documenting decisions in accordance with business unit best practices and regulatory standards.
• Building effective working relationships with assigned agency personnel as well as internal company staff.
• Acting with a sense of urgency on all inquiries/requests.
• Providing unmatched customer service.
• Driving new business opportunities to assigned agents.
• Manage small territory with mentor oversight
• Assist with various reporting and project needs
• Performs other duties as assigned.

Skills

Communication skills

Leadership

Time management

Education

Bachelor's degree or equivalent experience

Job description

Raise your hand if you’re naturally curious and enjoy learning about different industries and how their businesses operate. We get that. In fact, this Associate Underwriter role might be the perfect career launch to keep you learning, analyzing, and growing. This position is part of our extensive Associate Underwriter Program, a structured and immersive experience designed to build a strong foundation in the field. Through this program, hires gain exposure to all angles of the underwriting profession and are equipped to apply analytical skills in evaluating business risk from an insurance standpoint. Building a strong career foundation is imperative to professional growth – that’s why our Associate Underwriter program is designed to provide hires with the skills needed for a rewarding future in Underwriting. Associate Underwriters will be mentored by a designated coach to learn about the company, and the part they’ll play in making IAT successful.

Job Description

The Excess and Surplus Business Unit at IAT Insurance Group has an opening for an Associate Underwriter that can start June 1st of 2027 in our Scottsdale, Arizona office. This is a great entry-level career opportunity and/or a great position for someone with several years of industry experience who wants to continue to learn and grow in the insurance industry. Please note, IAT works on a hybrid schedule, working from the office Monday through Wednesday with the option of working remotely Thursday and Friday.

Responsibilities

• Evaluating information to determine risk acceptability, price, and document decisions in accordance with company guidelines and standards.
• Making appropriate decisions based on evaluation of information.
• Effectively communicating and negotiating underwriting and pricing decisions to achieve optimal outcomes and ensure understanding of company direction.
• Documenting decisions in accordance with business unit best practices and regulatory standards.
• Building effective working relationships with assigned agency personnel as well as internal company staff.
• Acting with a sense of urgency on all inquiries/requests.
• Providing unmatched customer service.
• Driving new business opportunities to assigned agents.
• Manage small territory with mentor oversight
• Assist with various reporting and project needs
• Performs other duties as assigned.

Qualifications

• A four-year college degree or equivalent applicable experience (We will consider May 2027 graduates).
• Equivalent applicable experience is defined as 4 years of applicable insurance industry experience.
• The desire and ability to travel.
• Excellent oral and written communication skills as well as demonstrated leadership, professionalism, organization, and time management.
• To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes.

Benefits

• 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
• 7% 401(k) Company Match and additional Profit Sharing
• Hybrid work environment
• Numerous training and development opportunities to assist you in furthering your career
• Healthcare and Wellness Programs
• Opportunity to earn performance-based bonuses
• College Loan Assistance
• Support Plan
• Educational Assistance Program
• Mentorship Program
• Dress for Your Day Policy

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.

IAT is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together® is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.