Associate State Manager

Farmers Insurance; United States; Híbrido; USD 167.000 - 283.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

401(k)

Medical

Dental

Vision

HSA/FSA

Life Insurance

Paid Time Off

Paid Parental Leave

Tuition Assistance

Bonus Opportunity

Descripción de la vacante

Farmers Insurance is seeking a seasoned Product Manager to oversee end-to-end product management, underwriting, and implementation for assigned lines across multiple states. You will define product strategy, pricing, and risk guidelines to drive profitable growth.

The role requires strong leadership, cross-functional collaboration, and the ability to navigate regulatory landscapes in a dynamic insurance environment. This position supports a hybrid/work-from-office model within the United States.

Formación

• Bachelor's degree required, preferably in mathematical or statistical field.
• Masters degree preferred.
• Advanced industry designation preferred.

Responsabilidades

• Responsible for profit/losses for assigned products across multiple states.
• Manages other Product Managers.
• Oversees all aspects of the product lifecycle for assigned products.
• Designs products aligned with the business plan and market needs.
• Determines product strategy including coverage, risk selection, and underwriting policy.
• Develops rate structures and underwriting guidelines to meet profit margins.
• Assumes responsibility for catastrophe risk accumulation.
• Develops product implementation procedures for orderly changes.
• Collaborates with functional leaders to ensure timely changes.

Conocimientos

Product management

Pricing

Underwriting

Analytics

Leadership

Regulatory compliance

Educación

Bachelor's degree in a relevant field

Masters preferred

Industry designation desirable

Descripción del empleo

We are Farmers – where ambition meets opportunity.

At Farmers, we’re not just known for unforgettable jingle – we’re a team with a passion for purpose and making a real difference in people’s lives. We deliver peace of mind when it matters most. Our results-driven, high-performance culture thrives on creativity, accountability and bold solutions. Here, growth isn’t just a goal – it’s a way of life for both the organization and every individual on our team. We tackle challenges head-on, learn from every experience and measure our impact on the customers who trust us.

Join an award-winning, equal opportunity employer, where you’ll find more than a job – you’ll find a supportive community. Enjoy competitive benefits, take part in meaningful volunteer projects, and help shape the future alongside talented colleagues across all backgrounds. At Farmers, helping others is at the heart of what we do.

Workplace: Hybrid ( ), Remote ( )

Farmers believes in a culture of collaboration, creativity, and innovation, which thrives when we have the ability to work flexibly in a virtual setting as well as the opportunity to be together in person. Our hybrid work environment combines the best of both worlds with at least three (3) days in office and up to two (2) days virtual for employees who live within fifty (50) miles of a Farmers corporate office. Applicants beyond fifty (50) miles may still be considered.

Job Summary

Responsible for product management, underwriting and product implementation functions for assigned products.

Essential Job Functions

• Responsible for profit/losses for assigned products.
• Manages other Product Managers.
• Responsible for managing all aspects of their product for multiple states.
• Designs products that support the business plan of the company.
• Determines product strategy including coverage, risk selection criteria, underwriting policy and positioning.
• Develops rate structure and underwriting guidelines so required profit margins are met.
• Responsible for risk accumulation for catastrophe loss.
• Develops product implementation procedures to ensure an orderly change.
• Ensures that changes are implemented effectively by working with functional managers on proper scheduling.
• Performs other duties as assigned.

Education Requirements

• Bachelors degree Bachelors degree required preferably in mathematical or statistical field.
• Masters degree preferred.
• Advanced industry designation preferred.

Experience Requirements

• Progressive experience in insurance product management, state product management, product development, pricing, actuarial, underwriting, regulatory, analytics, or similar business leadership roles.
• Demonstrated experience leading teams and developing talent.
• Experience working across multiple functions and influencing business outcomes.
• Personal Lines product, pricing, filing, or regulatory experience strongly preferred.

Benefits

• Farmers offers a competitive salary commensurate with experience, qualifications and location.
• CA Only: $166,725 - $283,250
• CO & ME: $156,300 - $244,530
• HI/IL/MN/VT Only: $156,300 - $261,470
• MA Only: $156,300 - $261,470
• o MD & VA: $156,300 - $261,470
• DC/NJ/NY/OH Only: $156,300 - $283,250
• Albany County, NY/Cleveland, OH: $166,725 - $244,530
• WA Only: $156,300 - $297,125
• Bonus Opportunity (based on Company and Individual Performance)
• 401(k)
• Medical
• Dental
• Vision
• Health Savings and Flexible Spending Accounts
• Life Insurance
• Paid Time Off
• Paid Parental Leave
• Tuition Assistance
• For more information, review “What we offer” on https://www.farmers.com/careers/corporate/#offer

Job Location(s): R_US - United States

Anticipated application deadline: At Farmers, the recruitment process is designed to ensure that we find the best talent to join our team. As part of this process, we typically close open positions within 8 to 21 days after posting.

Farmers will consider for employment all qualified applicants, including those with criminal histories, in accordance with the Los Angeles Fair Chance Initiative for Hiring Ordinance or other applicable law. Pursuant to 18 U.S.C. Section 1033, Farmers is prohibited from employing any individual who has been convicted of any criminal felony involving dishonesty or a breach of trust without prior written consent from the state Department of Insurance.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Farmers is an Equal Opportunity Employer and does not discriminate in any employer/employee relations based on race, color, religion, gender, sexual orientation, gender expression, genetic information, national origin, age, disability, marital status, military and veteran's status, or any other basis protected by applicable discrimination laws.