Associate Risk Analyst

haier; Concord (KY); On-site; USD 60,000 - 90,000; Full time

Job summary

GE Appliances, a Haier company, in Louisville, KY, is seeking an Associate Risk Analyst to review customer credit information and perform KYC/AML procedures. You will support credit decisions for Retail and Contract customers and collaborate with Sales, Risk, and Shared Services.

You’ll gain proficiency in Oracle ERP, contribute to credit process improvements, and help monitor accounts, escalations, and risk indicators while aligning with established guidelines and business objectives.

Qualifications

• Reviews customer credit information and supports credit line decisions using established guidelines.
• Communicates with Retail and Contract Sales teams and customers to obtain required information and explain credit requirements.
• Performs Know Your Customer (KYC) procedures for new and existing customers and documents results.
• Researches and screens Anti-Money Laundering (AML) red flags and escalates concerns as needed.
• Monitors customer accounts for credit issues and supports timely resolution of credit-related constraints.
• Develops working knowledge of Oracle ERP functionality and related processes.

Responsibilities

• Reviews and analyzes customer credit information to support decisions on open account credit lines.
• Communicates with sales teams and customers to obtain required information.
• Collects and validates customer data to ensure complete documentation for credit reviews.
• Performs KYC procedures and documents results.
• Screens for AML red flags and escalates concerns.
• Monitors accounts and identifies credit issues for timely resolution.
• Gains proficiency in Oracle ERP and collaborates with teams to complete credit-related tasks.

Skills

Credit analysis

KYC/AML

Financial reporting

Communication

Education

Bachelor's degree

Tools

Oracle ERP

Job description

At GE Appliances, a Haier company, we come together to make “good things, for life.”As the fastest-growing appliance company in the U.S., we’re powered by creators, thinkers and makers who believe that anything is possible and that there’s always a better way.We believe in the power of our people and in giving them the freedom to explore, discover and build good things, together.

The GE Appliances philosophy, backed by three simple commitments defines the way we work, invent, create, do business, and serve our communities: we come together, we always look for a better way, and we create possibilities.

Interested in joining us on our journey?

As an Associate Risk Analyst at GE Appliances, you'll be responsible for reviewing customer credit information, performing credit analysis and established KYC/AML procedures, and supporting credit decisions for Retail and Contract customers. You'll collaborate with Sales, Shared Services, Risk, and other stakeholders to obtain and validate information, monitor assigned customer accounts, resolve routine credit issues, and escalation potential risks in accordance with established guidelines. You'll also develop proficiency in credit processes and Oracle ERP functionality while contributing to process improvements and supporting team and business objectives.

Position

Associate Risk Analyst

Location

USA, Louisville, KY

How You'll Create Possibilities

Essential Responsibilities

• Reviews and analyzes customer credit information, including external credit reports, bank references, financial statements, lien rights, and other security instruments, using established guidelines to support recommendations for open account credit lines for Retail and Contract customers.
• Communicates with Retail and Contract Sales teams and customers to obtain required information, explain credit requirements, and support the establishment and ongoing review of customer accounts.
• Collects, reviews, and validates customer information to ensure required documentation is complete and accurate, and performs foundational credit analysis in collaboration with the Risk Manager to support credit line decisions.
• Performs established Know Your Customer (KYC) procedures as part of due diligence activities for new and existing Retail and Contract customers, accurately documenting results and escalating exceptions as appropriate.
• Researches and screens potential Anti-Money Laundering (AML) red flags in accordance with established procedures, documenting findings and escalating concerns to the appropriate team members for review and resolution.
• Performs routine and order-related credit reviews to assess customer credit line capacity, identify potential credit issues, and support timely resolution of credit-related order constraints.
• Uses established tools, reports, and metrics to monitor assigned customer accounts, identifying trends, discrepancies, or potential credit concerns and escalating issues in accordance with established guidelines.
• Develops working knowledge of Oracle ERP functionality and related processes and collaborates with Shared Services, Retail and Contract Sales, and other teams to accurately complete credit-related activities and resolve routine issues.
• Provides support to the reporting Manager and may serve as a backup for routine workflow coordination or team training activities as needed, following established processes and guidance.

What You'll Bring to Our Team

Position Competencies (Required Knowledge, Skills, & Abilities)

• Professional Contribution: Functions effectively as an entry-level professional contributor on projects or teams under close supervision, making moderate adjustments to work methods to improve efficiency and effectiveness.
• Problem Resolution: Completes assigned tasks as directed to meet project or assignment objectives, typically handling straightforward and manageable challenges.
• Communication & Influence: Clearly explains facts, policies, and practices relevant to the job area. Presents basic financial findings to stakeholders, translating technical terms into accessible language and seeking feedback to ensure mutual understanding.
• Theoretical Job Knowledge: Possesses broad theoretical knowledge of the job, generally acquired through advanced education.
• Financial Management: Supports the development of foundational financial models and forecasts by gathering and analyzing relevant data, applying standard methodologies, and ensuring inputs are accurate and aligned with business assumptions.
• Operational Execution: Performs recurring finance tasks such as journal entries, accruals, and reconciliations with a strong focus on data accuracy, completeness, and meeting process deadlines.
• Business Partnership: Collaborates with cross-functional partners to understand operational needs and provide accurate financial data support, ensuring alignment with shared objectives and flagging potential discrepancies.
• Controllership & Risk Management: Adheres to established compliance protocols by accurately executing routine control activities, contributing to audit readiness, and escalating issues that may impact financial integrity.

Preferred Competencies

• Strong Microsoft Office skills.
• Working knowledge of Oracle ERP.

Educational and Experiential Background

• Holds a University Degree or equivalent experience (less than 2 years), reflecting a foundational understanding of the field.

Working Conditions & Travel Requirements

• Working conditions are typical for an office environment.
• 0% ongoing travel; Occasional conferencing and/or external training attendance may be required at times.

Our Culture

Our work is centered on our People and Culture as reflected in our Zero Distance philosophy and we recognize the importance of reaffirming our commitment to inclusion and diversity (I&D). This underscores our commitment to fostering an environment where every individual feels valued, connected, and empowered to contribute, while positioning our organization to adapt seamlessly to the evolving needs of our workforce and communities.
This reflects our dedication to creating solutions that: Empower colleagues by fostering an environment where all voices are heard, valued, and encouraged to contribute. Strengthen communities where we live and work. Reinforce a culture of belonging, purpose, and engagement. Reflect the diversity of the communities we serve through our workforce, products, and practices.
By further embedding Zero Distance into our People and Culture framework, we will continue to build a deeply connected organization. We are cultivating a culture of engagement, belonging, and connection, because while attracting new talent remains a priority, retention is a cornerstone of our strategy.

GE Appliances is a trust-based organization. It is important we offer our employees the flexibility they need to do their best work while balancing the needs of the business and individuals. When you join GE Appliances, you will have the opportunity to work with your leader to create a flexible work arrangement that balances the needs of the individual, team, and organization.

GE Appliances is an Equal Opportunity Employer. Employment decisions are made without regard to race, color, religion, national or ethnic origin, sex, sexual orientation, gender identity or expression, age, disability, protected veteran status or other characteristics protected by law.

GE Appliances participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.

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