Associate Product Manager

Palm Harbor Homes; New Braunfels (TX); On-site; USD 80,000 - 110,000; Full time

Job summary

Palm Harbor Homes is seeking an Associate Product Manager to support the Insurance Division's product portfolio, focusing on performance analysis, market expansion, and regulatory coordination. You will work across teams to drive initiatives from planning to implementation, with emphasis on data-driven decisions and partnership with IT and Operations.

The role requires strong analytical skills, experience in P&C product analytics or related fields, and the ability to translate performance data

Qualifications

• 3–5 years in P&C product analysis or related insurance role.
• Experience with product development, pricing, underwriting analytics.
• Strong analytical reasoning and business acumen.
• Experience with regulatory filings or state launches is a plus.

Responsibilities

• Own performance of the assigned product portfolio and drive profitable premium growth.
• Develop and maintain dashboards; analyze premium, loss ratios, policy growth, and retention.
• Coordinate product filings and state insurance department follow-up with internal teams.
• Partner with IT and Operations on requirements, testing, documentation, and rollout.
• Facilitate cross-functional discussions and track delivery; escalade barriers promptly.

Skills

Product analysis

Data analysis

Excel proficiency

Stakeholder communication

Project management

Strategic thinking

SQL

Power BI

Education

Bachelor's in business/fin/econ

MBA or advanced degree preferred

Tools

Power BI

SQL

Job description

The Associate Product Manager supports the management, development, and expansion of the Insurance Division's product portfolio. This role combines strong business, analytical, and project management skills to evaluate product performance, develop actionable recommendations, and drive assigned product initiatives from planning through implementation.

Product performance and business decisions

• Own performance of the assigned product, territory, or partner portfolio, with accountability for driving profitable premium growth, achieving performance targets, and identifying and executing corrective actions when results fall short.
• Develop and maintain product dashboards; analyze premium, loss ratios, policy growth, retention, new business, and relevant operating results by state and segment.
• Investigate performance drivers, evaluate alternatives and business tradeoffs, and present actionable recommendations to leadership.
• Monitor market developments, competitor offerings, and partner feedback to identify opportunities for profitable growth and product improvement.

Product development and market expansion

• Own assigned product workstreams from opportunity assessment and business requirements through approved implementation and results tracking.
• Participate in new product development and enhancements involving coverage, forms, endorsements, rates, and underwriting rules; build practical knowledge of the company's product architecture.
• Support expansion into additional states by coordinating product requirements, regulatory filings, and implementation activities across internal teams and external partners.
• Partner with IT and Operations on requirements, testing, documentation, and rollout; track issues through resolution and communicate status and risks.

Partner relationships and regulatory coordination

• Serve as a product contact for assigned business partners; understand needs, resolve issues with internal teams, and identify opportunities to strengthen and grow the relationship.
• Coordinate product filings and state insurance department follow-up with Actuarial, Compliance, and Underwriting; maintain submission records, deadlines, and required documentation.
• Track regulatory changes affecting assigned products and coordinate approved responses and implementation with the appropriate specialists.

Execution and accountability

• Facilitate discussions across Claims, Sales, IT, Operations, Underwriting, and other stakeholders; align priorities, establish workstream ownership, and negotiate realistic commitments.
• Manage assigned deliverables, communicate clear recommendations and responses, **escalate** barriers promptly, and measure the impact of implemented changes.
• Operate within delegated decision and approval authority; obtain required technical, regulatory, and leadership approvals before committing to material changes.
• Perform other duties as assigned.
• Strong analytical reasoning and business acumen, with the ability to translate insurance performance data into practical decisions and recommendations.
• Working knowledge of P&C insurance products and underwriting concepts, including risk selection, coverage, pricing drivers, and profitability; ability to collaborate effectively with technical specialists.
• Ability to own assignments, prioritize independently, solve problems, and follow through on measurable outcomes.
• Clear written and verbal communication; relationship management, negotiation, and influence across teams without direct reporting authority.
• Strong Excel skills and experience using data analysis or reporting tools; attention to detail, sound judgment, confidentiality, and effective deadline management.
• Curiosity, learning agility, receptiveness to feedback, and ability to take on broader responsibilities over time.
• Bachelor's degree in business, Finance, Economics, Insurance, Risk Management, Mathematics, Statistics, or a related field, or an equivalent combination of relevant education and experience.
• Relevant experience typically gained through 3-5 years in P&C product analysis, product development, product management, pricing, underwriting analytics, or a related insurance role, including exposure to insurance product initiatives.
• Preferred: personal lines, property, homeowners, or manufactured home insurance; participation in new product development, enhancements, or state launches; partner coordination; regulatory filings or SERFF; Power BI, SQL, or similar tools; relevant insurance coursework or designations. MBA or other relevant advanced degree preferred.