Associate Mortgage Loan Originator

Davita Inc.; The Woodlands (TX); On-site; USD 40,000 - 60,000; Full time

Job summary

A leading financial institution is seeking an Associate Mortgage Loan Officer to originate new mortgage loan business by collaborating with Realtors and other referral partners. The role involves interviewing applicants, processing applications, and managing a pipeline of loans while ensuring excellent communication and organizational skills. Ideal candidates possess a high school diploma and a passion for the mortgage industry, eager to grow their expertise through training and mentorship.

Qualifications

• Detailed oriented and able to meet strict deadlines.
• Excellent written and verbal communication skills.
• Ability to work independently under pressure.

Responsibilities

• Originate new mortgage loan business and work with Realtors and Builders.
• Prepare and process loan applications for purchase and refinance transactions.
• Manage a large pipeline of loans to meet deadlines.

Skills

Communication

Sales

Detail-oriented

Independence

Education

High School Diploma

Job description

Description

What The Role Is

Under general supervision, the associate mortgage loan officer is responsible for originating new mortgage loan business for the bank by working with Realtors, Builders, past clients and other referral partners under the mentorship of the Mortgage Loan Officer.

How You Will Make An Impact

• Solicit business from potential and existing customers (outside and inside business location)


• Interviews loan applicants and processed loan applications for both purchase and refinance transactions. Assist the Mortgage Loan Officer in Counsel Borrowers about various loan programs.


• Assist the loan processor in gathering necessary documents from the customers to prepare for underwriting.


• Work closely with the processor and underwriter to address any items needed.


• Manages a large pipeline of loans including meeting closing deadlines, submitting loans to compliance and making sure their pipeline meets the bank's requirement.


• Provides and maintains a professional, business atmosphere within the organization. Represents the financial institution in public relations activities and community involvement.

Who You Are

• The Associate MLO will gain a thorough understanding of all loan programs and closing costs through training provided by the mentoring Mortgage Loan Officer and the company's training curriculum. The goal of the training is for the Junior MLO to acquire a good understanding of FHA, VA, portfolio and conventional underwriting guidelines for all programs and investors.


• Must be able to meet strict time deadlines and work independently under pressure


• Must be detailed oriented and able to follow set guidelines


• Possess ability to sell oneself to potential customers and referral partners


• Excellent written and verbal communication skills


• High School Diploma or equivalent


• Regular and reliable attendance


• Works cooperatively with others

If your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we're dedicated to adding new perspectives to the team and encourage everyone to apply.

The above statements are intended to describe the general nature and level of the work being performed by people assigned to this work. This is not an exhaustive list of all duties and responsibilities. Cadence Management reserves the right to amend and change responsibilities to meet business and organizational needs as necessary.

Cadence Bank is an affirmative action/equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, status as a protected veteran, among other things, or status as a qualified individual with disability.

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Qualifications

Education

High School (required)

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

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For further information, please review the Know Your Rights notice from the Department of Labor.