Associate Mortgage Loan Originator

Linscomb & Williams Inc.; The Woodlands (TX); On-site; USD 45,000 - 65,000; Full time

Job summary

A leading financial institution is seeking an Associate Mortgage Loan Officer to originate new mortgage loan business. The candidate will work under mentorship and manage loan applications, providing support throughout the underwriting process while ensuring compliance and meeting deadlines. This role is ideal for individuals passionate about the mortgage industry, looking to start a rewarding career with extensive training opportunities.

Qualifications

• Ability to meet strict deadlines and work under pressure.
• Excellent verbal and written communication skills.
• Ability to follow set guidelines and work cooperatively.

Responsibilities

• Solicit business from potential and existing customers.
• Interview loan applicants and process loan applications.
• Manage a large pipeline of loans and meet closing deadlines.

Skills

Communication skills

Detail-oriented

Sales ability

Time management

Education

High School Diploma or equivalent

Job description

Under general supervision, the associate mortgage loan officer is responsible for originating new mortgage loan business for the bank by working with Realtors, Builders, past clients and other referral partners under the mentorship of the Mortgage Loan Officer.

How You Will Make An Impact

• Solicit business from potential and existing customers (outside and inside business location)
• Interviews loan applicants and processed loan applications for both purchase and refinance transactions. Assist the Mortgage Loan Officer in Counsel Borrowers about various loan programs.
• Assist the loan processor in gathering necessary documents from the customers to prepare for underwriting.
• Work closely with the processor and underwriter to address any items needed.
• Manages a large pipeline of loans including meeting closing deadlines, submitting loans to compliance and making sure their pipeline meets the bank’s requirement.
• Provides and maintains a professional, business atmosphere within the organization. Represents the financial institution in public relations activities and community involvement.

Who You Are

• The Associate MLO will gain a thorough understanding of all loan programs and closing costs through training provided by the mentoring Mortgage Loan Officer and the company’s training curriculum. The goal of the training is for the Junior MLO to acquire a good understanding of FHA, VA, portfolio and conventional underwriting guidelines for all programs and investors.
• Must be able to meet strict time deadlines and work independently under pressure
• Must be detailed oriented and able to follow set guidelines
• Possess ability to sell oneself to potential customers and referral partners
• Excellent written and verbal communication skills
• High School Diploma or equivalent
• Regular and reliable attendance
• Works cooperatively with others

If your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we’re dedicated to adding new perspectives to the team and encourage everyone to apply.

The above statements are intended to describe the general nature and level of the work being performed by people assigned to this work. This is not an exhaustive list of all duties and responsibilities. Cadence Management reserves the right to amend and change responsibilities to meet business and organizational needs as necessary.

Cadence Bank is an affirmative action/equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, status as a protected veteran, among other things, or status as a qualified individual with disability.

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Qualifications

Education

Required

High School or better.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.