Associate, Global Network Banking

HSBC; San Francisco (CA); On-site; USD 90,000 - 160,000; Full time

Benefits offered by this job

Wellness Hub

Volunteer program

Matching gifts

Sustainability initiatives

Job summary

HSBC is seeking an Associate for Global Network Banking in San Francisco. You will support Relationship Managers to deepen client relationships, perform financial and credit analysis, and shape proposals for international clients.

The role operates across borders with product partners and a strong focus on risk, AML and KYC controls. You will collaborate with teams across markets to deliver needs-based solutions, monitor credit risk, and ensure compliant outcomes in a dynamic financial

Qualifications

• Substantial experience in corporate banking with international needs
• Ability to match client needs to a broad range of products and services
• Strong knowledge of corporate banking products and cross-border requirements
• Apply sound financial, credit and profitability analysis skills
• Use established credit assessment capability and portfolio-based monitoring
• Proficient in customer due diligence and KYC processes
• Collaborate effectively across teams and cultures
• High attention to detail in a fast-paced environment
• FINRA SIE, S79, S63 licenses required (may be provided during contingency)

Responsibilities

• Support Relationship Managers to optimize client value and engagement
• Attend client meetings and be first contact for credit inquiries
• Prepare analyses, proposals and presentations for prospects
• Coordinate client planning and data/report updates
• Perform financial, credit and profitability analyses
• Partner with product teams to progress opportunities and manage risk
• Monitor risk, AML and sanctions alerts and escalate as needed
• Maintain internal controls and KYC approvals for the team

Skills

Corporate banking

Cross-border banking

KYC knowledge

Financial analysis

Credit monitoring

Customer due diligence

Attention to detail

FINRA licenses

Education

Finance/business degree

Job description

Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC, we use our unique expertise, capabilities, breadth, and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities, and the planet we all share.

In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the US. HSBC may engage in immigration sponsorship for this position if needed.

Why HSBC

HSBC is one of the largest banking and financial services organizations in the world. Guided by our purpose of opening up a world of opportunity, our ambition is to become the world’s most trusted bank globally, putting customers at the heart of everything we do.

The Opportunity

Global Network Banking (GNB) sits within Corporate and Institutional Banking, providing banking coverage to the subsidiaries of Global Corporates and International Middle Market clients. This Associate role supports Relationship Managers to deepen client relationships and deliver needs-based solutions and fair outcomes. You’ll combine client engagement with financial and credit analysis to shape proposals and progress opportunities from identification through to implementation. The role operates in a cross-border environment where coordination across product partners and markets matters. You’ll also help monitor risk including Global Standards and Anti-Money Laundering and Sanctions alerts. Success means stronger client engagement, well-managed credit and risk outcomes and a portfolio delivering returns commensurate with risk.

What you'll be doing

• Support Relationship Managers to optimize the value of client relationships and improve client engagement through needs-based solutions
• Attend client meetings, build day-to-day relationships and act as the first point of contact for credit-related enquiries
• Prepare analysis, proposals and presentations for prospective customers
• Coordinate client planning, pipeline management and timely updates to data and call reports
• Undertake financial, credit and profitability analysis and prepare accounts remarks
• Partner with product teams to progress opportunities from identification to implementation and manage risk escalation as needed
• Monitor risk matters including Global Standards and Anti-Money Laundering and Sanctions alerts and elevate issues appropriately
• Maintain internal control standards through fraud protection, credit monitoring and approval of team Know Your Customer (KYC) requests

What We're Looking For

• Bring substantial experience in corporate banking, ideally in environments with international banking needs
• Demonstrate experience enabling strong client outcomes by matching customer needs to a broad range of products and services
• Show strong knowledge of corporate banking products and solutions including navigating cross-border banking requirements
• Apply sound financial, credit and profitability analysis skills including preparing clear account commentary
• Use established credit assessment capability and portfolio-based credit monitoring experience
• Apply strong customer due diligence and KYC knowledge including high-risk KYC cases
• Partner effectively across teams and cultures to coordinate with Relationship Managers and product partners
• Work with high attention to detail while prioritizing accurately in a fast-paced environment
• FINRA SIE, S79, S63 licenses are required. A contingency period to obtain licenses can be provided at the discretion of the manager

Building cross-border client value

If you want to work at the center of HSBC’s global network this role offers the chance to make a measurable impact for internationally active clients. You’ll help shape client plans, strengthen credit outcomes and move opportunities through to execution with product partners across the bank. You’ll also play a key part in monitoring risk and maintaining strong control standards. Apply to help connect clients to HSBC’s global capabilities and deliver outcomes that work for customers and the bank.

As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future!

Your final fixed pay offer will depend on the candidate and several variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.

All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.