Associate General Counsel, Structured Finance

Figure; United States; Teletrabalho; USD 250 000 - 350 000; Tempo integral

Resumo da oferta

Figure is seeking an experienced structured finance lawyer to lead the legal side of its capital markets business. We engage in securitization across multiple asset classes and run on-chain financing programs that move loans through origination to settlement.

The role reports to the Chief Legal Officer and partners with multiple internal teams. We seek a hands-on leader who can design structures without precedent, build templates and playbooks, and manage outside counsel to optimize in-house

Qualificações

• 10+ years in structured finance at a top law firm and/or in-house.

Responsabilidades

• Lead legal execution of the securitization program across documents and disclosure.
• Lead legal deal teams for warehouse, repurchase, participation, and loan-purchase facilities.
• Support forward flow and whole loan sale programs.
• Structure and document joint ventures and other financing vehicles with institutional partners.
• Advise on true sale, bankruptcy remoteness, UCC perfection, and trust structures.
• Own the legal workplan against the deal calendar and manage in-house templates.
• Lead and develop the Structured Finance legal team and manage outside counsel.
• Coordinate securities-law aspects with Corporate & Securities and regulatory touchpoints.

Conhecimentos

Structured finance

Securitization

Regulatory knowledge AB II

Legal leadership

Descrição da oferta de emprego

About Figure Figure Technology Solutions, Inc. (Nasdaq: FIGR; OPEN: FGRS) is the leading blockchain-native capital marketplace for the origination, funding, sale and trading of tokenized assets. More than 480 partners use its loan origination system and capital marketplace. Collectively, Figure and its partners have originated over $30 billion of loans to date, among other products. The fastest growing components are Figure Connect, its credit marketplace, and Democratized Prime, Figure s on-chain lend-borrow marketplace. Figure s ecosystem also includes DART (Digital Asset Registry Technology) for asset custody and lien perfection, and $YLDS, a yield-bearing stablecoin registered with the SEC as a security under the Securities Act of 1933. Figure is the market leader in real-world asset (RWA) tokenization. The company has received triple-A ratings from S&P and Moody s on multiple loan securitizations, the first of its kind for blockchain finance. We re proud to be recognized as one of Forbes Top 50 Fintech Companies and CNBC s World s Top Fintech Companies.

About the Role

Figure is looking for an experienced structured finance lawyer to lead the legal side of its capital markets business. Figure is a Nasdaq-listed financial technology company and a blockchain-native marketplace for tokenized assets. We engage in multiple securitization transactions per month across home equity, residential transition, auto, and other consumer credit; fund originations through warehouse, repurchase, and loan purchase facilities; and run marketplace and funding programs that move loans on-chain from origination through settlement. The capital markets legal practice sits where traditional securitization meets blockchain-native structure, including tokenized ABS tranches and on-chain funding vehicles, and much of the work has no direct precedent. This role reports to the Chief Legal Officer, leads the Structured Finance legal practice group, and partners daily with the Chief Capital Officer and the Capital Markets, Treasury, Finance, and Product teams. It is a hands-on seat. We are building a legal team that owns deal structure and first drafts rather than managing law firms, and the role carries corresponding authority over outside counsel selection, budgets, and spend on the matters it owns.

What You ll Do

• Lead legal execution of the securitization program: shelf and program documentation, offering documents and disclosure, rating agency and investor diligence, trustee, servicer, and transaction-party agreements, and ongoing compliance (Regulation AB II, Rule 17g-5, risk retention)
• Lead legal deal team for warehouse, repurchase, participation, and loan purchase facilities and their amendments
• Also lead legal support for forward flow and whole loan sale programs
• Structure and document joint ventures, credit funds, and other financing vehicles with institutional capital partners
• Serve as legal lead on blockchain-native structures: tokenized securitization tranches, on-chain transfer and settlement mechanics, DeFi-sourced funding, and digital asset collateral, working with Product and Engineering to translate protocol mechanics into enforceable documentation and clear disclosure
• Advise on true sale, bankruptcy remoteness, UCC perfection, servicing and trust structures, and the accounting and tax interactions of deal structure, including consolidation and deconsolidation
• Own the legal workplan against the deal calendar, including the documentation and financing integration tail from acquired lending platforms
• Lead and develop the Structured Finance legal team, currently a senior capital markets counsel, and build the templates, playbooks, and precedent that let repeat transactions run in-house
• Select and manage outside counsel on owned matters against first-draft insourcing goals and a spend budget
• Coordinate with the Corporate & Securities group on the securities-law aspects of capital markets transactions and with Compliance on regulatory touchpoints

What We Look For

• 10+ years in structured finance at a top law firm and/or in-house at an issuer or lender, with first-chair securitization and lender finance experience across multiple asset classes (residential mortgage and HELOC, residential transition, auto, unsecured consumer, or similar)
• Command of securitization law and practice, including Regulation AB II, Rule 17g-5, risk retention, Rule 144A and Regulation S offerings, true sale and non-consolidation analysis, and trust and servicing structures
• Real interest in digital assets, tokenized securities, and DeFi-based funding, with hands-on exposure strongly preferred; ability to learn protocol mechanics quickly and reason about them legally
• A structuring mindset: comfortable designing structures without precedent and defending them to rating agencies, investors, auditors, and regulators
• A drafter first and a firm manager second, with a record of bringing work in-house and reducing per-deal outside counsel spend Sound judgment u