Associate General Counsel, Structured Finance

Figure Lending; New York, San Francisco (NY, CA); On-site; USD 228,000 - 342,000; Full time

Benefits offered by this job

Medical, dental, vision coverage

401(k)

Paid family leave

Education reimbursement

RSU equity

Job summary

Figure Lending is seeking an experienced Associate General Counsel to lead its Structured Finance legal practice. You will own deal structure, drive in-house drafting, and coordinate with product, engineering, treasury, and compliance across securitization and on-chain financing programs. This is a hands-on leadership role reporting to the Chief Legal Officer.

The ideal candidate has a J.D. with bar admission and 10+ years in structured finance, including securitization.

Qualifications

• Excellent written, oral, and interpersonal communication skills.

Responsibilities

• Lead legal execution of the securitization program across shelf and program documentation, offering documents and disclosure, rating agency and investor diligence, and related agreements.
• Lead legal deal team for warehouse, repurchase, participation, and loan purchase facilities and their amendments.
• Structure and document joint ventures, credit funds, and other financing vehicles with institutional partners.

Skills

Communication skills

Education

J.D. and bar admission

Job description

Associate General Counsel, Structured Finance

About Figure

Figure Technology Solutions, Inc. (Nasdaq: FIGR; OPEN: FGRS) is the leading blockchain-native capital marketplace for the origination, funding, sale and trading of tokenized assets. More than 480 partners use its loan origination system and capital marketplace. Collectively, Figure and its partners have originated over $30 billion of loans to date, among other products. The fastest growing components are Figure Connect, its credit marketplace, and Democratized Prime, Figure’s on-chain lend-borrow marketplace. Figure’s ecosystem also includes DART (Digital Asset Registry Technology) for asset custody and lien perfection, and $YLDS, a yield-bearing stablecoin registered with the SEC as a security under the Securities Act of 1933.
Figure is the market leader in real-world asset (RWA) tokenization. The company has received triple-A ratings from S&P and Moody’s on multiple loan securitizations, the first of its kind for blockchain finance.
We’re proud to be recognized as one of Forbes’ Top 50 Fintech Companies and CNBC’s World’s Top Fintech Companies.

Figure is looking for an experienced structured finance lawyer to lead the legal side of its capital markets business. Figure is a Nasdaq-listed financial technology company and a blockchain-native marketplace for tokenized assets. We engage in multiple securitization transactions per month across home equity, residential transition, auto, and other consumer credit; fund originations through warehouse, repurchase, and loan purchase facilities; and run marketplace and funding programs that move loans on-chain from origination through settlement. The capital markets legal practice sits where traditional securitization meets blockchain-native structure, including tokenized ABS tranches and on-chain funding vehicles, and much of the work has no direct precedent.

This role reports to the Chief Legal Officer, leads the Structured Finance legal practice group, and partners daily with the Chief Capital Officer and the Capital Markets, Treasury, Finance, and Product teams. It is a hands‑on seat. We are building a legal team that owns deal structure and first drafts rather than managing law firms, and the role carries corresponding authority over outside counsel selection, budgets, and spend on the matters it owns.

What You’ll Do

• Lead legal execution of the securitization program: shelf and program documentation, offering documents and disclosure, rating agency and investor diligence, trustee, servicer, and transaction‑party agreements, and ongoing compliance (Regulation AB II, Rule 17g-5, risk retention)
• Lead legal deal team for warehouse, repurchase, participation, and loan purchase facilities and their amendments
• Also lead legal support for forward flow and whole loan sale programs
• Structure and document joint ventures, credit funds, and other financing vehicles with institutional capital partners
• Serve as legal lead on blockchain-native structures: tokenized securitization tranches, on-chain transfer and settlement mechanics, DeFi‑sourced funding, and digital asset collateral, working with Product and Engineering to translate protocol mechanics into enforceable documentation and clear disclosure
• Advise on true sale, bankruptcy remoteness, UCC perfection, servicing and trust structures, and the accounting and tax interactions of deal structure, including consolidation and deconsolidation
• Own the legal workplan against the deal calendar, including the documentation and financing integration tail from acquired lending platforms
• Lead and develop the Structured Finance legal team, currently a senior capital markets counsel, and build the templates, playbooks, and precedent that let repeat transactions run in-house
• Select and manage outside counsel on owned matters against first‑draft insourcing goals and a spend budget
• Coordinate with the Corporate & Securities group on the securities‑law aspects of capital markets transactions and with Compliance on regulatory touchpoints
  

What We Look For

• 10+ years in structured finance at a top law firm and/or in‑house at an issuer or lender, with first‑chair securitization and lender finance experience across multiple asset classes (residential mortgage and HELOC, residential transition, auto, unsecured consumer, or similar)
• Command of securitization law and practice, including Regulation AB II, Rule 17g-5, risk retention, Rule 144A and Regulation S offerings, true sale and non‑consolidation analysis, and trust and servicing structures
• Real interest in digital assets, tokenized securities, and DeFi‑based funding, with hands‑on exposure strongly preferred; ability to learn protocol mechanics quickly and reason about them legally
• A structuring mindset: comfortable designing structures without precedent and defending them to rating agencies, investors, auditors, and regulators
• A drafter first and a firm manager second, with a record of bringing work in‑house and reducing per‑deal outside counsel spend
• Sound judgment under deal pressure and the ability to turn risk into clear recommendations for senior executives
• Experience leading and developing lawyers
• Public company or regulated‑entity experience a plus; familiarity with Securities Act, Exchange Act, and Investment Company Act questions as they touch structured products a plus
• J.D. and membership in good standing with at least one state bar
• Excellent written, oral, and interpersonal communication skills
• Ability to thrive in a fast‑paced, growing company
• Adhere to all company security policies and data handling procedures
• Complete mandatory security awareness training within required timeframes
• Promptly report any suspected security incidents or suspicious activity to the Security team
• Base Compensation Range: $227,700 - $341,550/yr
• Company equity in the form of RSUs

This is the compensation range for the role in the United States. Actual compensation may vary based on a candidate’s experience, skills, location, internal equity, and evolving business needs. While most offers are generally made within the middle of the range, final compensation is determined based on the factors above.

• Comprehensive medical, dental, and vision coverage, with 100% employer‑paid premiums for employees and their dependents on select plans
• Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits
• Employer‑paid life and disability insurance
• 11 observed holidays and PTO plan
• Up to 12 weeks of paid family leave
• Continuing education reimbursement

Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information.By submitting your application, you are agreeing andacknowledgingthat you have read and understand the above notice.

Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.

As set forth in Figure Lending’s Equal Employment Opportunity policy,we do not discriminate on the basis of any protected group status under any applicable law.