Our client is a leading financial technology company operating at the intersection of consumer lending, capital markets, and digital asset innovation. The organization has built a large-scale lending and funding platform supported by securitization programs, institutional financing arrangements, and technology-enabled asset distribution channels.
As the business continues to expand its funding and capital markets capabilities, the company is seeking a senior structured finance attorney to lead legal support for securitization, warehouse financing, and other strategic funding initiatives. This position will serve as a key advisor to executive leadership and partner closely with capital markets, treasury, finance, product, and business teams on both established and innovative financing structures.
This is a highly visible, hands-on role for a lawyer who enjoys structuring transactions, drafting documentation, and driving execution in a fast-paced environment.
The team is open to fully remote candidates but is predominantly based in the New York area.
Job Responsibilities
- Lead legal execution of securitization transactions across multiple asset classes, including oversight of transaction structure, offering materials, servicing arrangements, and related transaction documentation.
- Serve as the primary legal advisor on warehouse facilities, repurchase facilities, loan purchase agreements, forward-flow programs, and other institutional funding arrangements.
- Structure and negotiate complex financing vehicles, joint ventures, investment partnerships, and strategic capital programs.
- Advise business stakeholders on legal issues related to asset-backed financing, true sale analysis, bankruptcy remoteness, collateral perfection, servicing structures, and related credit and funding matters.
- Partner with capital markets, treasury, and finance teams to support ongoing funding strategy and execution.
- Provide legal guidance on innovative and emerging financing structures, including technology-enabled and digital asset-related transactions.
- Manage rating agency, investor, trustee, servicer, and financing counterparty legal workstreams throughout transaction lifecycles.
- Oversee outside counsel
- Develop internal playbooks, templates, and processes to improve transaction efficiency and scalability.
- Mentor and develop junior legal team members and contribute to the growth of the broader legal function.
- Coordinate with securities, compliance, regulatory, accounting, and tax stakeholders on transaction-related matters.
Qualifications
- D. and active US Bar membership
- 10+ years of legal experience gained at a leading law firm, financial institution, lender, asset manager, fintech, or other capital markets-focused organization.
- Significant experience advising on securitization and structured finance transactions, including asset-backed securities and lender finance arrangements.
- Strong understanding of warehouse facilities, repurchase transactions, loan purchase programs, and other funding structures.
- Experience working with institutional investors, trustees, servicers, rating agencies, and financing counterparties.
- Familiarity with applicable securitization and securities law concepts, including private and registered offerings, disclosure requirements, and transaction compliance considerations.
- Knowledge of true sale analysis, special purpose entities, servicing structures, collateral transfers, and related structured finance concepts.
- Strong drafting, negotiation, and transaction management skills with the ability to independently own complex deals from inception through closing.
- Ability to provide practical, business-oriented advice in a dynamic and fast-paced environment.
- Experience supervising attorneys or managing external legal advisors is preferred.
- Interest in emerging technologies, digital assets, tokenization, or next-generation capital markets platforms is a plus.
- Demonstrated ability to balance legal risk with commercial objectives and communicate effectively with senior executives.