Associate Flood Underwriter – Growth & Quotes

Howden; San Diego (CA); On-site; USD 65,000 - 75,000; Full time

Job summary

DUAL North America, Inc. is seeking an Associate Underwriter for the Flood Division in the San Diego region. The role supports underwriting activity, quotes, and communications across the lifecycle of flood insurance programs.

Responsibilities include data gathering, account triage, and collaboration with underwriters to grow broker relationships while maintaining service excellence. 0–10% travel; strong attention to detail and customer focus are essential.

Qualifications

• Bachelor’s degree in risk management, finance, business or related field preferred.
• 0–1 year underwriting or insurance experience.
• Foundational knowledge of insurance principles.
• Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint).
• Ability to follow policies and procedures.

Responsibilities

• Process submissions by providing account triage for Underwriters.
• Provide backup support for Underwriters when traveling in the market.
• Gather and compile information required to quote and/or bind an account.
• Generate, edit, and send out a variety of correspondence on behalf of the Underwriters such as declination letters, quote follow ups and subjectivity reminders.
• Demonstrate basic understanding of technical underwriting principles and risk underwriting characteristics.
• Learn market dynamics, competitive landscape, and product differences (attend weekly underwriting meetings if applicable, ask questions) – need to understand what business is selling (understanding why deals are lost and adjusting accordingly)
• Provide customer service and underwriting support to help achieve new and renewal premium goals.
• Build relationships with producers with supervision from more senior underwriters
• Fill in for other team members to ensure business continuity during peak periods and/or when team members are unavailable
• Assist Underwriters as requested
• Complete other related clerical and administrative duties as assigned

Skills

Self-motivation

Attention to detail

Written and verbal communication

Independent work

Learn quickly

Education

Bachelor's degree in risk management, finance, business or related field

Tools

Microsoft Office Suite

Job description

DUAL North America, Inc. is seeking an Associate Underwriter for the Flood Division in the San Diego region. The role supports underwriting activity, quotes, and communications across the lifecycle of flood insurance programs.

Responsibilities include data gathering, account triage, and collaboration with underwriters to grow broker relationships while maintaining service excellence. 0–10% travel; strong attention to detail and customer focus are essential.