Associate Financial Planning Consultant

Cetera Financial Group; Citrus Heights (CA); On-site; USD 72,000 - 100,000; Full time

Benefits offered by this job

Inclusive health, dental, vision, and

Life Insurance

401(k) with company contribution

Paid time off

Parental leave

Employee benefits package

Job summary

GLH&C Financial Services in Citrus Heights, CA is seeking a qualified financial planning professional to support our seasoned advisory team. You will assist with client data analysis, planning, and portfolio reviews, while documenting meetings and follow-up actions to ensure seamless service delivery.

The role requires 2–5 years of industry experience, Series 7/63/65 and Life Insurance licensing, plus strong analytical and communication skills.

Qualifications

• Bachelor’s degree in finance, business, or a related field.
• 2–5 years of experience in financial planning, investments, or related areas preferred.
• Series 7, 63, 65, as well as a Life Insurance license, are required.

Responsibilities

• Assist Partner Advisors with analysis, client service, and technical tasks.
• Develop and refine technical skills.
• Collaborate with team members to ensure seamless client service delivery.
• Prepare financial plans by gathering and analyzing client data using financial planning software.
• Attend client meetings to take detailed notes and provide follow‑up support.
• Conduct portfolio reviews, asset allocation analysis, and generate rebalancing trades.
• Research financial products, investment managers, and services to support client recommendations.
• Create custom spreadsheets or tools for analyzing specific planning scenarios or purchase decisions.
• Respond to basic client inquiries regarding account access, statements, or general financial questions.
• Facilitate fund transfers, update cost‑based information, and complete account‑related forms.
• Maintain accurate records in CRM systems and generate performance reports using portfolio management tools.

Skills

Client service

Financial planning

Analytical thinking

Team collaboration

Education

Bachelor's degree in finance, business, or related field

Tools

CRM systems

Portfolio management tools

Financial planning software (eMoney, MoneyGuidePro)

Job description

Job Description

GLH&C Financial Services is a full-service, comprehensive wealth management firm in Citrus Heights, California. Our professional team has over 100 years of combined industry experience, and we offer a variety of services ranging from investment advisory to estate planning. We are committed to building long-term relationships with our clients while helping them navigate and manage the unexpected changes that life and the economy, can present. Our business continues to grow, and we could not have accomplished so much without the support of our talented and professional team members. We offer a strong culture, competitive pay and benefits, and a collaborative workplace that supports employee development and an investment in long-term success.

What You\'ll Do

• General Support
  
  
  
  • Assist Partner Advisors with analysis, client service, and technical tasks.
  
  
  • Develop and refine technical skills.
  
  
  • Collaborate with team members to ensure seamless client service delivery.
  
  
  
  


• Analytical Support
  
  
  
  • Prepare financial plans by gathering and analyzing client data using financial planning software.
  
  
  • Attend client meetings to take detailed notes and provide follow‑up support.
  
  
  • Conduct portfolio reviews, asset allocation analysis, and generate rebalancing trades.
  
  
  • Research financial products, investment managers, and services to support client recommendations.
  
  
  • Create custom spreadsheets or tools for analyzing specific planning scenarios or purchase decisions.
  
  
  
  


• Client Service
  
  
  
  • Respond to basic client inquiries regarding account access, statements, or general financial questions.
  
  
  • Facilitate fund transfers, update cost‑based information, and complete account‑related forms.
  
  
  • Maintain accurate records in CRM systems and generate performance reports using portfolio management tools.
  
  
  • Provide product education or options to clients as needed.
  
  
  
  

What You Need To Have

• Bachelor\u2019s degree in finance, business, or a related field.


• 2–5 years of experience in financial planning, investments, or related areas preferred.


• Series 7, 63, 65 , as well as a Life Insurance license, are required.

What\'s Nice To Have

• Strong analytical skills with attention to detail.


• Excellent communication skills for both client interactions and internal collaboration.


• Ability to manage multiple priorities efficiently in a fast‑paced environment.


• Proficiency with financial planning software (e.g., eMoney, MoneyGuidePro) and portfolio management tools is preferred.

Travel Requirements

Up to 5%

The position is generally office‑based with occasional travel for client meetings or professional events. It requires a combination of independent work on technical tasks and collaborative efforts with the advisory team.

Compensation

The base salary range for this role in Citrus Heights, CA is $72,000-$100,000, plus a competitive performance‑based bonus. Base salary depends on a wide array of factors, including but not limited to skill set, years and depth of experience, certifications, and location. Salary range may also differ significantly due to geography and cost of labor considerations.

About Us

Not many teams can say that they support people\u2019s dreams coming to life. We happen to do that every day. And as important as we know your career is, we recognize that there\u2019s a whole lot more to life. To ensure that our employees can make the most of their time outside of working hours, we offer a competitive salary and for full‑time roles, a benefits package including:

• Inclusive health, dental, vision, and life insurance plans built to support diverse lifestyles, offer preventative care, and protect against hardship.


• Easy access to mental health benefits to meet our team members and their families where they are.


• 20+ days of paid time off (PTO), paid holidays, and 2 paid wellness days to give our employees the time they need to stay close with their loved ones, recharge, and give back to their communities.


• 401(k) savings plan with a generous company contribution (up to 5%), and access to a financial professional to offer our employees the opportunity to plan‑ahead for a strong financial future well beyond their working years.


• Paid parental leave to support all team members with birth, adoption, and fostering.


• Health Savings and Flexible Spending Account options to help you save money on healthcare, daycare, commuting, and more.


• Employee Assistance Program (EAP), LifeLock, Pet Insurance and more.


• Paid caregiver leave to provide time away from work when caring for an ill or recovering family member.


• Additional benefits such as an Employee Assistance Program (EAP), identity theft protection (LifeLock), pet insurance, and other voluntary benefits to provide extra peace of mind

About Cetera

Cetera Financial Group © (Cetera) is a leading network of independent retail broker‑dealers and registered investment advisers empowering the delivery of objective financial advice to individuals, families, and company retirement plans across the country through trusted financial advisors and financial institutions. Cetera is one of the largest independent financial advisor networks in the nation and a leading provider of retail services to the investment programs of banks and credit unions.

Advisor support resources offered through Cetera include award‑winning wealth management and advisory platforms, comprehensive broker‑dealer and registered investment adviser services, practice management support, and innovative technology.

Cetera Financial Group (Cetera) is a network of independent retail firms, including those that are members of FINRA/SIPC: Cetera Advisors LLC; Cetera Wealth Services, LLC (formerly known as Cetera Advisor Networks); Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors); and Cetera Financial Specialists LLC. Entities registered as investment advisers with the Securities and Exchange Commission include Cetera Investment Management LLC and Cetera Investment Advisers LLC. Cetera\'s principal office is located at 655 W. Broadway, 11th Floor, San Diego, CA 92101. Avantax Planning Partners, Inc. is an SEC registered investment adviser within the Aretec Group, Inc. (dba Cetera Holdings, an affiliate of Cetera). All the referenced entities are under common ownership.

Cetera Financial Group is committed to providing an equal employment opportunity for all applicants and employees. For us, this is the only acceptable way to do business. Accordingly, all employment decisions at Cetera Financial Group, including those relating to hiring, promotion, transfers, benefits, compensation, and placement, will be made without regard to race, color, ancestry, national origin, citizenship, age, physical and/or mental disability, medical condition, pregnancy, genetic characteristics, religion, religious dress and/or grooming, gender, gender identity, gender expression, sexual orientation, marital status, U.S. military status, political affiliation, or any other class protected by state and/or federal law.

Agencies please note

This recruitment assignment is being managed directly by Cetera\u2019s Talent Acquisition team. We will reach out to our preferred agency partners in the rare instance we require additional talent options. Your respect for this process is appreciated.

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