Associate Financial Advisor

Ameriprise Financial Services; Vacaville (CA); Vor Ort; USD 80.000 - 110.000; Vollzeit

Zusammenfassung

Ameriprise Financial is seeking an Associate Financial Advisor to support the lead advisor in a franchise practice. You will assist in client data gathering, planning deliverables, and coordinating engagements while upholding high standards of ethics and regulatory compliance.

The role emphasizes client relationship support, planning prep, and business management tasks such as scheduling seminars and maintaining client records; requires active licenses (Series 7/66) and state life, accident and

Qualifikationen

• Assists in client data gathering and planning preparation.
• Supports advisory meetings and accurate note entry.
• Coordinates projects and client seminars, tracking progress.

Aufgaben

• Financial Planning and Advice: identify clients, prepare for meetings, enter data, create deliverables, analyze cases, present recommendations, track actions, answer client questions.
• Product Solutions: assess risk tolerance/goals, run illustrations, develop deliverables, persuade clients, execute trades, rebalance as needed, manage wholesaler relationships.
• Business Management & Client Care: review methods, delegate work, participate in stand-up meetings, train staff, maintain client management system, respond to emails, keep records.

Kenntnisse

Interpersonal skills

Business development

Time management

Communication

Ethical standards

Ausbildung

College degree or higher

Series 7 & Series 66 license; Life/Health insurance license

Tools

Financial Planning Tool Suite

Contact Manager

Jobbeschreibung

At Ameriprise Financial, we're not just in the business of helping clients with their financial goals - we also help our advisors and employees reach their true potential by embracing an inclusive and collaborative culture. We celebrate the unique qualities and reward the contributions of our talented, passionate employees. If you're motivated and want to work for a strong, ethical company that cares about you and your community, take the next step with Ameriprise Financial.

This position is with an Ameriprise Financial Franchise owner.

Job Description

Step into an instrumental role. Help conduct the smooth operation of a fast-paced-and friendly-financial planning office. Work as an employee of an independent advisor franchisee with a financial advisory practice of Ameriprise Financial. Assist in daily business operations.

The associate financial advisor will assist financial advisor(s) in working with clients to help them achieve their financial goals. The employing franchise owner will lead you as you hone your skills. As an associate financial advisor, you will be instrumental in creating and delivering a unique client experience that defines and differentiates the practice. This position will consistently follow high standards of business and professional ethics and legal and regulatory requirements when dealing with others and/or performing work activities.

This role provides client relationship support through managing, gathering and analyzing client data, helping prepare financial plans and other client deliverables, working with clients to resolve issues and other practice management tasks as needed. Responds to ad hoc requests, coordinates/tracks projects and/or manages small business as usual projects such as organizing a client seminar.

Responsibilities and Time Allocation - Will change over time to meet the needs of the practice and can include other duties as assigned by the advisor.

Position Functions:

40% Financial Planning and Advice

• Identify clients to engage or re-engage in planning relationships
• Prepare for client meetings focused on planning discussions
• Gather and enter client data into Financial Planning Tool Suite
• Create planning deliverables
• Perform case analysis and develop recommendations
• Conduct and/or participate in client meetings to present recommendations/deliver advice
• Track/hold clients accountable to agreed upon actions
• Answer questions and provide readily available information to clients, if requested, as it relates to servicing their accounts

20% Product Solutions

• Assess the client's risk tolerance
• Assess the client's goals and time frame
• Recommend portfolio/robust product solution that will fit the client's risk tolerance, goals and time frame
• Run illustrations and hypotheticals
• Develop appropriate product deliverables
• Persuade clients to act upon suitable advice/recommendations
• Execute appropriate trades to align with proposed portfolio
• Monitor economy, markets, and world events to determine any required strategic rebalancing
• Manage wholesaler relationships
• Conduct transactions on behalf of clients

40% Business Management & Client Care

Business management

• Review work methods and procedures for possible quality improvements and efficiencies and implement them when appropriate
• Assign and delegate work and provide feedback, when appropriate, to other practice support staff
• Participate in daily stand-up and weekly staff meetings
• Act as a technical resource and provide training and support to other practice members

Client care

• Set up and maintain client management system (i.e. Contact Manager)
• Write notes or letters to clients on personal letterhead
• Review and respond to emails as necessary
• Maintain files and records in accordance with the records retention policy

Key traits of a successful associate financial advisor:

• Ability to meet with clients and present planning strategies
• High level of interpersonal skills
• Initiative in business development
• Entrepreneurial perspective and desire to grow the business
• Ability to recommend suitable investment products and services
• Success at planning and managing resources (time, people, budget) to run optimal practice
• Ability to adhere to rules and regulations as stated and required by advisor, Ameriprise Financial
• Ability to support and provide guidance for compliance within the advisor's practice

Education and other designations:

• College degree or higher
• 2+ years of similar experience
• Already have successfully completed the following: Series 7, Series 66, and State life, accident and health insurance license

Base Pay Salary

The salary will be $80k - $110k (plus commission)

Full-Time/Part-Time

Full time

Ameriprise Financial is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, gender expression, national origin, ancestry, age, physical or