Associate Financial Advisor

Ameriprise Financia; Vacaville (CA); On-site; USD 80,000 - 110,000; Full time

Job summary

Ameriprise Financial is seeking an associate financial advisor to support a franchise practice in Vacaville, CA. You will assist in daily operations, help prepare financial plans, and deliver client experiences that differentiate the practice.

Under the supervision of a licensed advisor, you will gather client data, participate in meetings, run illustrations, and contribute to business management and client care while upholding high ethical and regulatory standards.

Qualifications

• College degree or higher.
• 2+ years of similar experience.
• Series 7, Series 66, and State life, accident and health insurance license.

Responsibilities

• Identify clients to engage or re-engage in planning relationships.
• Prepare for client meetings focused on planning discussions.
• Gather and enter client data into Financial Planning Tool Suite.
• Create planning deliverables and present recommendations.
• Answer questions and provide readily available information to clients about their accounts.

Skills

Interpersonal skills

Business development

Time management

Entrepreneurial mindset

Education

College degree or higher

Series 7

Series 66

State life, accident and health insurance license

Job description

At Ameriprise Financial, we’re not just in the business of helping clients with their financial goals – we also help our advisors and employees reach their true potential by embracing an inclusive and collaborative culture. We celebrate the unique qualities and reward the contributions of our talented, passionate employees. If you’re motivated and want to work for a strong, ethical company that cares about you and your community, take the next step with Ameriprise Financial.This position is with an Ameriprise Financial Franchise owner.Job DescriptionStep into an instrumental role. Help conduct the smooth operation of a fast-paced—and friendly—financial planning office. Work as an employee of an independent advisor franchisee with a financial advisory practice of Ameriprise Financial. Assist in daily business operations.The associate financial advisor will assist financial advisor(s) in working with clients to help them achieve their financial goals. The employing franchise owner will lead you as you hone your skills. As an associate financial advisor, you will be instrumental in creating and delivering a unique client experience that defines and differentiates the practice. This position will consistently follow high standards of business and professional ethics and legal and regulatory requirements when dealing with others and/or performing workactivities.This role provides client relationship support through managing, gathering and analyzing client data, helping prepare financial plans and other client deliverables, working with clients to resolve issues and otherpractice management tasks as needed. Responds to ad hoc requests, coordinates/tracks projects and/or manages small business as usual projects such as organizing a client seminar.Responsibilities and Time Allocation – Will change over time to meet the needs of the practice and caninclude other duties as assigned by the advisor.Position Functions:40% Financial Planning and Advice• Identify clients to engage or re-engage in planning relationships• Prepare for client meetings focused on planning discussions• Gather and enter client data into Financial Planning Tool Suite• Create planning deliverables• Perform case analysis and develop recommendations• Conduct and/or participate in client meetings to present recommendations/deliver advice• Track/hold clients accountable to agreed upon actions• Answer questions and provide readily available information to clients, if requested, as it relates toservicing their accounts20% Product Solutions• Assess the client’s risk tolerance• Assess the client’s goals and time frame• Recommend portfolio/robust product solution that will fit the client’s risk tolerance, goals andtime frame• Run illustrations and hypotheticals• Develop appropriate product deliverables• Persuade clients to act upon suitable advice/recommendations• Execute appropriate trades to align with proposed portfolio• Monitor economy, markets, and world events to determine any required strategic rebalancing• Manage wholesaler relationships• Conduct transactions on behalf of clients40% Business Management & Client Care• Business managemento Review work methods and procedures for possible quality improvements and efficienciesand implement them when appropriateo Assign and delegate work and provide feedback, when appropriate, to other practicesupport staffo Participate in daily stand-up and weekly staff meetingso Act as a technical resource and provide training and support to other practice members• Client careo Set up and maintain client management system (i.e. Contact Manager)o Write notes or letters to clients on personal letterheado Review and respond to emails as necessaryo Maintain files and records in accordance with the records retention policyKey traits of a successful associate financial advisor:• Ability to meet with clients and present planning strategies• High level of interpersonal skills• Initiative in business development• Entrepreneurial perspective and desire to grow the business• Ability to recommend suitable investment products and services• Success at planning and managing resources (time, people, budget) to run optimal practice• Ability to adhere to rules and regulations as stated and required by advisor, Ameriprise Financial• Ability to support and provide guidance for compliance within the advisor’s practiceEducation and other designations:• College degree or higher• 2+ years of similar experience• Already have successfully completed the following: Series 7, Series 66, and State life, accident andhealth insurance licenseBase Pay SalaryThe salary will be $80k - $110k (plus commission)Full-Time/Part-TimeFull timeAmeriprise Financial is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, gender expression, national origin, ancestry, age, physical or mental disability, medical condition, pregnancy, military status, veteran status, genetic information, citizenship, disability status, marital status, family status or any other basis prohibited by law.We are committed to fostering an inclusive and accessible recruitment process for individuals with disabilities. If you require a reasonable accommodation to participate in the application or interview process, speak to your recruiter to discuss how we can support you.