ASSOCIATE FINANCIAL ADVISOR

Northwest Bank; Bellevue (Allegheny County); On-site; USD 60,000 - 80,000; Full time

Job summary

Join a forward-thinking financial institution as an Associate Financial Advisor, where you will play a crucial role in developing new business and nurturing existing client relationships. This position offers the opportunity to work closely with a team of financial advisors, assisting with client service requests, conducting securities transactions, and holding educational meetings. You will be instrumental in analyzing customer needs and recommending suitable financial products, all while ensuring compliance with industry regulations. If you are passionate about finance and eager to make an impact in your community, this role is perfect for you.

Qualifications

• 2-3 years of relevant experience in financial advising preferred.
• Knowledge of investment markets and financial products is essential.

Responsibilities

• Assist with new business development and manage client relationships.
• Conduct securities transactions and ensure compliance with regulations.

Skills

Effective Communication

Analytical Skills

Client Relationship Management

Problem Solving

Team Collaboration

Financial Data Analysis

Education

Bachelor's Degree in Finance or related field

Tools

Microsoft Office Software

Job description

The Associate Financial Advisor is responsible for the development of new business and retention of existing relationships while creating and maintaining relationships with centers of influence and business partners. This position supports a Financial Advisor team and assists with new business, managing client relationships, reviewing portfolio performance with clients and completing client service requests. This individual also conducts securities transactions, holds educational branch meetings as required, communicates effectively within team and management and submits required reports in a timely fashion as requested. An Associate Financial Advisor should be in good standing in their community.

Essential Functions

1. Assist with setting personal goals and targets and meet and/or exceed annual production guidelines
2. Maximize technology tools available and provide required reporting on a timely basis
3. Cultivate potential referrals from existing clients, Retail offices, Northwest's departments and centers of influence in the community
4. Complete financial profiles and accurately analyze customer needs and recommend products and services accordingly, taking into account all suitable alternatives
5. Perform presentations, meetings, account reviews and seminars with prospects and/or clients; coordinate customer documentation and agreements; correspond as necessary
6. Monitor client accounts and transactions on an ongoing basis
7. Cross sell other Northwest products and services and provide branch training on a periodic basis
8. Recommend new marketing initiatives / potential new business opportunities / improvements to internal procedures
9. Ensure compliance with Northwest Investment Services and broker dealer policies and procedures; obtain continuing education, as required
10. Ensure compliance with FINRA/SEC regulations and requirements (licensed representatives)
11. Conduct securities buying and selling as directed by client (licensed representatives)
12. Review financial/investment markets daily
13. Establish a presence with your community
14. Minimize departmental non-payroll costs
15. Sit in Northwest Bank branch offices assigned by Regional Sales Manager
16. Ensure compliance with Northwest’s policies and procedures, and Federal/State regulations
17. Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education

Bachelor's Degree Finance / related degree preferred

Work Experience

2 - 3 years relevant experience preferred

General Employee Knowledge, Skills, and Abilities

1. Ability to establish effective working relationships among team members and participate in solving problems and making decisions
2. Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience, whether oral or written
3. Ability to actively listen to what others are saying to achieve understanding, sharing information with others and facilitating the open exchange of ideas and information
4. Ability to establish courses of action for self to accomplish specific goals, develop and use tracking systems for monitoring own work progress, and effectively use resources such as time and information
5. Ability to make right decisions based on perceptive and analytical processes, practicing good judgment in gray areas

Additional Knowledge, Skills and Abilities

1. Ability to analyze financial data
2. Knowledge of mutual funds, stocks and bonds
3. Knowledge of investment markets, general economic fundamentals and available products and services
4. Knowledge of Custodian Accounts
5. Knowledge in Investments, IRA’s and Estates
6. Knowledge of Fiduciary, ERISA and brokerage account types
7. Knowledge of Employee Benefits

Licenses and Certifications in Relevant States

1. Series 7
2. Life/Acc/Health
3. Series 63
4. Series 65 or Series 66