Associate - Asset Based Lending Underwriting

Jobtailor; California (MO); On-site; USD 90,000 - 140,000; Full time

Job summary

Jobtailor in the United States seeks an experienced ABF Underwriting professional to lead structuring, underwriting, and syndication of asset-based loans across industries.

You will interact with clients, create credit packages, present to credit committees, and coordinate deal closings while mentoring junior staff and ensuring compliance with internal policies.

3+ years of relevant experience and a Bachelor's degree required; MBA is a plus.

Qualifications

• 3+ years of relevant financial experience; Asset-Based Lending preferred.
• Bachelor’s degree or equivalent; MBA a plus.
• Corporate finance professional with solid credit and analytical background.
• Strong written, verbal and interpersonal skills.
• Strong financial modeling skills; Field Exam or Appraisal experience a plus.

Responsibilities

• Focus on ABF structuring, underwriting efforts, and marketing support.
• Interact with clients and participate in the syndication process.
• Underwrite and syndicate ABF transactions across industries.
• Assess borrower credit and collateral risk factors.
• Prepare financial models and stress tests.
• Lead deal closings and coordinate due diligence responses.

Skills

Asset-Based Lending

Financial Modeling

Credit Analysis

Underwriting

Syndication

Stress Testing

Collateral Evaluation

Credit Risk

Due Diligence

Credit Package Prep

Education

Bachelor's degree

MBA

Credit-training program

Job description

• Focus on ABF structuring, underwriting efforts, and marketing support
• Interact with clients and participate in the syndication process
• Underwrite and syndicate ABF transactions across various industries
• Assess borrower credit and collateral risk factors
• Determine appropriate ratings under established policies and guidelines
• Create and submit credit packages through internal systems
• Evaluate customer information to determine optimal financing structures and security packages
• Assist deal team leads on transactions
• Perform financial and collateral due diligence
• Prepare financial models and stress tests
• Analyze future performance, debt capacity, and collateral position
• Manage internal transaction approval processes and present to management and credit committees
• Draft and negotiate commitment letters and credit agreements with senior staff
• Coordinate syndication activities, investor materials, bank meetings, and due diligence responses
• Lead deal closings and coordinate legal diligence and loan documentation
• Ensure compliance with regulatory and internal policies
• Participate in policy meetings to enhance the credit risk framework
• Support, mentor, train, and guide junior staff
• Report to the ABF Underwriting Manager

Requirements

• 3+ years of relevant financial experience; specifically in Asset-Based Lending preferred
• Bachelor’s degree or equivalent
• MBA a plus
• Corporate finance professional with solid credit and analytical background
• Completion of a formal credit-training program at a money center bank a plus
• Strong written, verbal and interpersonal skills
• Strong financial modeling skills
• Field Exam or Appraisal Experience a plus

Core Competencies

Demonstrates expertise in Asset-Based Lending, including structuring, underwriting, and syndication of transactions. Proficient in financial modeling, credit analysis, and compliance with regulatory policies.

Highest-signal resume keywords

• Asset-Based Lending
• Financial Modeling
• Credit Analysis
• Underwriting
• Syndication

ATS Optimization Keywords

Hard Skills

• Financial Modeling
• Credit Analysis
• Underwriting
• Risk Assessment
• Due Diligence
• Transaction Structuring
• Credit Package Preparation
• Stress Testing
• Collateral Evaluation
• Commitment Letter Drafting

Soft Skills

• Interpersonal Skills
• Written Communication
• Verbal Communication
• Mentoring
• Team Collaboration

Certifications & Qualifications

• Formal Credit-Training Program

Industry Keywords

• Asset-Based Lending
• Corporate Finance
• Credit Risk Framework
• Syndication Process
• Financial Due Diligence
• Collateral Risk Factors
• Investor Materials
• Bank Meetings
• Credit Agreements
• Field Exam Experience