Associate Analyst-Adv Bus Analytics

Ally-Financial; Lewisville (TX); Hybrid; USD 60,000 - 85,000; Full time

Job summary

Ally Financial is seeking an Associate Analyst, Analytics to perform data-driven analysis of portfolio credit risk across channels. You will support monitoring efforts, deliver timely insights, and recommend actions to optimize risk management. The role emphasizes analytical rigor and collaboration with a diverse team.

Ideal candidates have experience with SAS/SQL, Python, and a passion for turning data into business decisions. Hybrid work options and comprehensive benefits are offered.

Qualifications

• Bachelor degree preferred.
• Strong analytical and problem-solving skills.
• Experience with large datasets and data mining techniques.
• Excellent written and verbal communication, including presenting results.

Responsibilities

• Support extensive data-based analysis to identify opportunities for portfolio monitoring and credit risk management across channels.
• Provide timely, accurate analysis to drive business objectives.
• Identify, quantify, and propose expansion/curtailment recommendations.
• Work on analytics projects requiring SQL/Python and handle data ambiguity.
• Engage in a culture of Diversity and Inclusion.

Skills

Data mining

Analytical techniques

Communication skills

Team collaboration

Problem solving

Education

Bachelor's degree preferred

High school diploma or GED

Tools

SAS

SQL

Python

Job description

Ally and Your CareerAlly Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?Work Schedule : Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.The OpportunityThe Associate Analyst, Analytics primary responsibilities will include extensive data-based analysis to monitor portfolio credit risk across channels.The ideal candidate must be passionate about delivering results, must be an innovative and strategic thinker, willing to challenge status quo, can learn quickly, is self-motivated, detail oriented, and can sift through voluminous amounts of information to pinpoint which items are relevant to understanding Business results. They will be able to apply knowledge of business and balanced judgment in interpretation of data (analytics).The Work ItselfAs a part of the Governance and Early Delinquency Portfolio Monitoring team, your responsibilities will include:Support extensive data-based analysis to identify and recommend opportunities targeted towards portfolio monitoring and managing credit risk across channels.To provide timely and accurate analysis that drives business objectives and goals.Ability to Perform analysis to drive change within the businessIdentify, quantify, and propose expansion/curtailment recommendationsSupport analytics projects which require technical skills in SQL/Python and the ability to navigate data ambiguityPerform ad hoc analysis and quickly provide results and recommendationsEngage in a culture of Diversity and InclusionThe Qualifications We’re Looking ForPreferred Qualifications :Bachelor degree preferredKnowledge of consumer financing industry (e.g., auto, card, mortgage etc.).Demonstrate a solid understanding of data mining and analytical techniques.Candidate should possess outstanding analytical and problem-solving skills.Practical experience working with large datasets with SAS and/or SQL or appropriate coursework in lieu of this experience.Quick learner and has demonstrated ability to initiate, develop and execute small to medium scale projects.Work well within a team of analysts and collaborate with individuals with technical and non-technical backgrounds.Candidate must have strong attention to detail.Excellent written and verbal communication skills, including the ability to effectively present material.Minimum Qualifications0+ years of experienceHigh school Diploma or GED equivalentHow We'll Have Your BackAlly's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers program and other employee discount programs.Other Compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdfWho We Are :Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on \"Doing it Right\" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com .Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.In accordance with the Americans with Disabilities Act, if after review of the position expectations, you believe that you may need a medical accommodation to fulfill the duties of this role, please email [e-mail] with details of your accommodation request.Base Pay Range$60,000.00 - $85,000.00An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.Incentive Compensation:This position is eligible to participate in our annual incentive plan.