Sr Analyst - Portfolio Manager

Ally-Financial; Bethesda (MD); On-site; USD 85,000 - 150,000; Full time

Benefits offered by this job

Time off program (vacation/holidays)

401K with employer match

Tuition reimbursement

Employee stock purchase plan

Health insurance

Job summary

Ally Financial is seeking a Senior Analyst to support middle market leveraged lending activities in our Bethesda, MD office. You will engage in due diligence, financial analysis, and modeling to help close and monitor transactions.

You will work with a team and gain exposure to credit and risk culture while contributing to ongoing portfolio management and reporting requirements.

Qualifications

• Excellent communication (verbal and written) and organizational skills.
• Highly analytical, detail oriented with problem solving capability.
• Proficiency with Microsoft Office: Word, Excel, PowerPoint.

Responsibilities

• Assist in transaction due diligence processes including review of business information and diligence requests.
• Perform financial analysis and three-statement modeling.
• Prepare materials for investment committee presentations for senior management review.

Skills

Excellent communication

Highly analytical

Time management

Independent worker

MS Office proficiency

Education

BA/BS in Accounting or Finance

High school Diploma or GED

Tools

Excel

PowerPoint

Word

Job description

Ally and Your CareerAlly Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?Work Schedule : Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.The OpportunityThis role is in office in our Bethesda, MD office most days of the week.Senior Analysts work with more senior team members in identifying, analyzing, closing, and monitoring middle market leveraged loans. Senior Analysts typically have 2-4 years of middle market leverage lending experience and have demonstrated sufficient knowledge of regulatory and risk policies. Senior Analysts are actively developing the skills required to independently close and manage leveraged loan transactions, have the capacity to engage with several projects concurrently, and operate with a high degree of autonomy in completing assigned tasks. Senior Analysts are meaningful contributors to team successes and assume increasing levels of responsibility with underwriting and managing portfolio accounts.The Work ItselfAssist in transaction due diligence process, including review of business information, preparation of diligence requests, and participation in transaction discussions with clientsPerform financial analysis, including interpretation of historical and projected financial informationPrepare Excel-based, three statement financial modelingAssist in compiling materials for investment committee presentations at various stages of transactions for review by Ally Corporate Finance senior managementReview work product from Analyst-level employees and provide constructive feedback to improve outputs, drive efficiencies, and facilitate growthAssist deal team in reviewing reporting requirements related to portfolio investments, including financial statements and other regular client reporting, as well as updating internal reporting packages to be shared with Ally Corporate Finance senior managementAssist in ensuring investment regulatory complianceAssist with special projects as required to gain broader understanding of business across various functionsWork towards building a foundation of credit knowledge, including understanding and adapting to Ally's overall credit and risk cultureThe Qualifications We’re Looking For2+ Years of banking or lending experience. Auditing, underwriting, and financial and credit analysis preferredBA or BS in Accounting or Finance preferredCompletion of bank or other financial institution training program is preferredExcellent communication (verbal and written), interpersonal and organizational skillsHighly analytical, detail oriented with problem solving capabilityAbility to work independently with demonstrated strong time management skillsHigh level of accountability and the ability to effectively prioritize tasksHighly motivated, self-starterTechnical: Proficiency with Microsoft Office products, including Word, Excel, and Power PointExperience with financial models desirable.Minimum Qualifications3+ years of experienceHigh school Diploma or GED equivalentHow We'll Have Your BackAlly's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers program and other employee discount programs.Other Compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdfWho We Are :Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on \"Doing it Right\" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com .Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.In accordance with the Americans with Disabilities Act, if after review of the position expectations, you believe that you may need a medical accommodation to fulfill the duties of this role, please email [e-mail] with details of your accommodation request.Base Pay Range$85,000.00 - $150,000.00An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.Incentive Compensation:This position is eligible to participate in our annual incentive plan.